Merced County property record for 1687 Iris St, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,255 sqft · built 2002 |
| Lot Size | 0.22 acres (9,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Feb 2015) |
| Tax Bill | $4,275 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-132-036-000 |
| Primary APN | 431-132-036-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,255 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 2,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 9,568 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 595 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 431-132-036 |
|---|---|
| Street Address | 1687 IRIS ST |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-4568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOS BANOS GDN #3 ADJ LOT 17 |
| Legal Subdivision | LOS BANOS GARDEN 03 |
| Legal Lot Number | 17 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 2301 |
1687 Iris St is owned and occupied by two individuals who bought it in February 2015.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1687 IRIS ST, LOS BANOS, CA 93635-4568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2015 · Amount on File |
| Deed Sale | Feb 19, 2015 · Amount on File |
| Prior Sale | Jan 21, 2005 · Amount on File |
| Deed Document Number | 20155324 |
| Prior Transfer Date | Jul 31, 2003 |
| Prior Transfer Doc | 0000059981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1687 IRIS ST, LOS BANOS, CA 93635-4568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031120 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017-031120 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 1687 IRIS ST, LOS BANOS, CA 93635-4568 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 1687 IRIS ST, LOS BANOS, CA 93635-4568 |
| Document Number | 0000039333 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020039333 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 1687 Iris St was $4,275 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $358,099 (+2%) Land $73,548 Building $284,551 | |
| 2025 | $4,275.00 Homeowner's exemption | $351,078 Land $72,106 Building $278,972 |
| 2023 | $4,018.00 (+3.03%) Homeowner's exemption | $334,994 Land $69,307 Building $265,687 |
| 2022 | $3,900.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1687 Iris St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1687 Iris St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures