1675 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1675 Montclair Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,318 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2003)
Tax Bill	$10,496 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-331-003`

Property Details

APN / Parcel Number

Primary APN	`06-33-331-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	3,249 sqft
Basement Area	931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1675 MONTCLAIR DR
City	ELGIN
State	IL
Zip	60123-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GOVE UNIT 2 LOT # 50
Legal Subdivision	MULBERRY GOVE
Legal Block	5
Legal Lot Number	50
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1675 MONTCLAIR DR, ELGIN, IL 60123-8831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2003 · Amount on Record
Deed Sale	Jan 17, 2003 · Amount on Record
Deed Document Number	20039479
Last Transfer Date	Apr 3, 2014
Transfer Doc	0000038939
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1675 MONTCLAIR DR, ELGIN, IL 60123-8831
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 MONTCLAIR DR, ELGIN, IL 60123-8831

Mortgage

Document Number	0000034870
Date	Jul 7, 2022
Instrument	2022K034870

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1675 MONTCLAIR DR, ELGIN, IL 60123-8831
Document Number	0000064778
Instrument Date	Dec 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1675 MONTCLAIR DR ELGIN IL 601238831, ELGIN, IL 60123-8831

Mortgage

Document Number	0000064778
Date	Dec 13, 2017
Instrument	64778

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,496.00 (+15.88%) Homeowner's exemption
2024		$134,097 (+21.39%) Land $32,132 Building $101,965	$402,452 (+21.44%) Land $96,435 Building $306,017
2022	$9,058.00 (+4.38%) Homeowner's exemption	$110,465 (+6.96%) Land $26,469 Building $83,996	$331,395 (+6.96%) Land $79,407 Building $251,988
2021	$8,678.00 Homeowner's exemption	$103,277 Land $24,747 Building $78,530	$309,831 Land $74,241 Building $235,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Metronet Holdings, Opiquad, Verizon.

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