1684 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 1684 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,044 sqft · built 1980
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 2020)
Tax Bill	$671 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0024 67A`

Property Details

APN / Parcel Number

Primary APN	`0024 67A`
Alternative APN	`3124`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	37 Plumbing Fixtures
Stories	1 Story
Building Area	1,044 sqft Heated Area
1st Floor Area	1,044 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,647 sqft (1.53 acres)
Garage Area	252 sqft
Porch	Porch
Porch Area	180 sqft
Storage Building	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3124
Street Address	1684 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL249 DB135-384* 1.53 AC
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1050
Census Tract	50500

Owner

1684 Loving Rd is owned and occupied by two individuals who bought it in May 2020.

Source: Fannin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1684 LOVING RD, MORGANTON, GA 30560-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
May 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on File
Deed Sale	May 6, 2020 · Amount on File
Prior Sale	Sep 20, 1985 · Amount on File
Deed Document Number	2020941
Deed Book / Page	1345 / 384
Prior Transfer Date	May 22, 2008
Prior Transfer Doc	0000849/93
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1684 LOVING RD, MORGANTON, GA 30560-2704
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 LOVING RD, MORGANTON, GA 30560-2704

Mortgage

Document Number	0000001525/0000000127
Date	Sep 15, 2022
Book Page	0000001525/0000000127

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 6, 2020
Property Address	1684 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001345/384
Book / Page	1345 / 384
Instrument Date	May 6, 2020
Instrument	2020-000941
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HYATT DR, MINERAL BLUFF, GA 30559-7156

Tax Assessment & Valuation

The 2025 property tax bill for 1684 Loving Rd was $671.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$671.00	$74,009 Land $11,237 Building $62,772	$185,022 Land $28,092 Building $156,930
2023		$61,241 (-2.72%) Land $11,237 Building $50,004	$153,102 (-2.72%) Land $28,092 Building $125,010
2022	$882.00	$62,955 Land $11,237 Building $51,718	$157,388 Land $28,092 Building $129,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1684 Loving Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1684 Loving Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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