1650 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 1650 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,449 sqft · built 2004
Lot Size	1.69 acres (73,616 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jun 2022)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Jul 2005 Mortgage Mar 2008 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0024 67B01`

Property Details

APN / Parcel Number

Primary APN	`0024 67B01`
Alternative APN	`29480`

Interior

Full Baths	6 Baths
Stories	2 Stories
Building Area	4,449 sqft Heated Area
1st Floor Area	146 sqft
Basement Area	1,812 sqft
Finished Basement	1,812 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 2004
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	1,408 sqft
Deck Area	480 sqft
Storage Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	29480
Street Address	1650 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-1 LL249 TR2 DB1511-366 1.69 AC
Legal Tract	2
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1050
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5689, CLEVELAND, TN 37320-5689
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC
Mar 20, 2008	Deed of Trust, Mortgage · Conventional Mortgage GMAC MORTGAGE LLC
Sep 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC
Jun 9, 2022	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK
Jun 9, 2022	Warranty Deed, Transfer · Commercial Mortgage SIMMONS BANK
Dec 19, 2014	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Prior Sale	Dec 29, 2015
Deed Document Number	0001511366
Deed Book / Page	1511 / 366
Prior Transfer Date	Jun 9, 2022
Prior Transfer Doc	2022-002024
Record Updated	Jun 8, 2026

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000650/416
Date	Jul 6, 2005
Book Page	650/416
Instrument	157980015

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2035

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000836/149
Date	Mar 20, 2008
Book Page	836/149

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2038

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000747/99
Date	Sep 25, 2006
Book Page	747/99
Instrument	400760016

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 9, 2022
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001511/366
Book / Page	1511 / 366
Instrument Date	Jun 9, 2022
Instrument	2022-002024
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5689, CLEVELAND, TN 37320-5689

Mortgage

Document Number	0000001511/0000000369
Date	Jun 17, 2022
Book Page	0000001511/0000000369

Lender

Name	SIMMONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2027

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 9, 2022
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001511/366
Book / Page	1511 / 366
Instrument Date	Jun 9, 2022
Instrument	2022-002024
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5689, CLEVELAND, TN 37320-5689

Mortgage

Document Number	0001511369
Date	Jun 9, 2022
Instrument	1511/369

Lender

Name	SIMMONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	55 Months
Due	Jan 1, 2027

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Dec 19, 2014
Property Address	1650 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001113/468
Book / Page	1113 / 468
Instrument Date	Dec 19, 2014
Instrument	2014-002616
Transaction Type	Transfer
Record Updated	Mar 13, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CARMINE ST APT 3, 3, NEW YORK, NY 10014-6922

Mortgage

Document Number	001113/471
Date	Dec 23, 2014
Book Page	1113/471
Instrument	1803230015

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,665.00 (-20.38%)	$293,731 (+24.54%) Land $12,375 Building $281,356	$734,326 (+24.54%) Land $30,937 Building $703,389
2023		$235,851 (-1.22%) Land $12,375 Building $223,476	$589,627 (-1.22%) Land $30,937 Building $558,690
2022	$3,347.00	$238,757 Land $12,375 Building $226,382	$596,892 Land $30,937 Building $565,955

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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