1638 Loving Rd, Morganton, GA 30560 Property Records

Fannin County property record for 1638 Loving Rd, Morganton, GA 30560

Property Summary

Property Type	Restaurant
Details	6 ba · 2,000 sqft · built 2008
Lot Size	1.26 acres (54,886 sqft)
Owner	Company Name on Record
Last Sale	$272,500 (May 2022)
Tax Bill	$1,365 (2022)
Deeds & Mortgages	May 2022 Sale Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0024 67B`

Property Details

APN / Parcel Number

Primary APN	`0024 67B`
Alternative APN	`3125`

Interior

Full Baths	6 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	2,000 sqft Total Area
1st Floor Area	2,000 sqft
Flooring	Hardwood
Fireplace	Prefabricated

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Wood
Construction Type	Concrete
Lot Area	54,886 sqft (1.26 acres)

Exterior Amenities

Porch	Porch
Porch Area	600 sqft
Deck Area	480 sqft
Canopy	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3125
Old Parcel Number	002467B
Street Address	1638 LOVING RD
City	MORGANTON
State	GA
Zip	30560-2704
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	COMMERCIAL
Legal Description	8-1 LL249 DB1504-344* 1.26 ACS
Legal Subdivision	TRACT 1
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	1
Census Block	1050
Census Tract	50500

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	805 FOXHOLLOW RUN, MILTON, GA 30004-0953
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Warranty Deed, Transfer
Jun 12, 2017	Warranty Deed, Transfer · Commercial Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	0001504344
Deed Book / Page	1504 / 344
Prior Transfer Date	May 10, 2022
Prior Transfer Doc	001504/344
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	May 10, 2022
Property Address	1638 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001504/344
Book / Page	1504 / 344
Instrument Date	May 10, 2022
Instrument	2022-001639
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 FOXHOLLOW RUN, MILTON, GA 30004-0953

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 12, 2017
Property Address	1638 LOVING RD, MORGANTON, GA 30560-2704
Document Number	001212/599
Book / Page	1212 / 599
Instrument Date	Jun 12, 2017
Instrument	2017-001359
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6834 GRAND MARINA CIR, GAINESVILLE, GA 30506-7812

Mortgage

Document Number	001212/602
Date	Jun 13, 2017
Book Page	1212/602
Instrument	2183860012

Lender

Name	BANK OF THE OZARKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,874 (-2.36%) Land $12,600 Building $80,274	$232,185 (-2.36%) Land $31,500 Building $200,685
2023		$95,120 Land $12,600 Building $82,520	$237,799 Land $31,500 Building $206,299
2022	$1,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Loving Rd

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