1684 Delphi Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1684 Delphi Dr, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,744 sqft · built 2020
Lot Size	0.055 acres (2,396 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Oct 2023)
Tax Bill	$4,581 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`078H0-00-02-24100`

Property Details

APN / Parcel Number

Primary APN	`078H0-00-02-24100`
Alternative APN	`319670`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,744 sqft Finished Area
Basement Area	872 sqft
Finished Basement	546 sqft
Unfinished Basement	326 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	2,396 sqft (0.055 acres)
Porch	Slab
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1684 DELPHI DR
City	CHARLOTTESVILLE
State	VA
Zip	22911-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADIA LOT 241 BLK 2
Legal Subdivision	CASCADIA
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2013
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 5, 2023	Deed, Transfer AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TTL ASSOCATION
Dec 2, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 1, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage WATERSTONE MTG
Sep 10, 2019	Loan Modification, Mortgage · Line of Credit ATLANTIC UNION BK
Sep 10, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20238574
Last Transfer Date	Jul 30, 2024
Transfer Doc	0000006312
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600002569
Date	Mar 23, 2026
Instrument	202600002569

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 5, 2023
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	202300008574
Map Reference	MB 5072 PG 114-119
Instrument Date	Sep 18, 2023
Instrument	202300008574
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TTL ASSOCATION

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 RIO RD W, CHARLOTTESVILLE, VA 22901-1307

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 2, 2021
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	005647/387
Book / Page	5647 / 387
Map Reference	MB 5027 PG 114
Instrument Date	Oct 7, 2021
Instrument	2021-00019757
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE INSURANCE, OLD REPUBLIC NATL TTL INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number	202100019758
Date	Dec 2, 2021
Instrument	2021-00019758

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001348
Date	Jan 25, 2021
Book Page	5466/547
Instrument	2021-00001348

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 1, 2020
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	0000004947
Book / Page	005309 / 000699
Instrument Date	Apr 22, 2020
Instrument	4947
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2020
Title Company	COURT SQUARE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1684 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number	4948
Date	May 1, 2020
Book Page	005309/000701
Instrument	4948

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 10, 2019
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Book / Page	005216 / 000361
Instrument Date	Sep 10, 2019
Instrument	9890
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009890
Date	Sep 10, 2019
Book Page	005216/000361
Instrument	9890

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 10, 2019
Property Address	1684 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number	0000009889
Book / Page	005216 / 000356
Instrument Date	Sep 5, 2019
Instrument	9889
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,581.00 (-0.02%)	$512,400 (-0.04%) Land $135,300 Building $377,100	$512,400 (-0.04%) Land $135,300 Building $377,100
2025	$4,582.00 (+13.16%)	$512,600 (+8.1%) Land $124,300 Building $388,300	$512,600 (+8.1%) Land $124,300 Building $388,300
2023	$4,049.00	$474,200 Land $134,200 Building $340,000	$474,200 Land $134,200 Building $340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

1684 Delphi Dr, Charlottesville, VA 22911 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2021: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2020: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Loan Modification, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Delphi Dr

Nearby Streets

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