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1680 Delphi Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1680 Delphi Dr, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,744 sqft · built 2020
Lot Size0.044 acres (1,917 sqft)
OwnerIndividual Name on Record
Last Sale$452,455 (Jan 2022)
Tax Bill$4,536 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Jan 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN078H0-00-02-23900

Property Details

APN / Parcel Number

Primary APN078H0-00-02-23900
Alternative APN
  • 319668

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Finished Area
Basement Area872 sqft
Finished Basement529 sqft
Unfinished Basement343 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area1,917 sqft (0.044 acres)
PorchSlab
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1680 DELPHI DR
CityCHARLOTTESVILLE
StateVA
Zip22911-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCASCADIA LOT 239 BLK 2
Legal SubdivisionCASCADIA
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2013
Census Tract10501

Owner

Source: Albemarle County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed, Transfer · Conventional Mortgage
MORTGAGE MORTGAGE
Jan 24, 2022Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jul 10, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
ATLANTIC COAST MTG
Sep 10, 2019Loan Modification, Mortgage · Line of Credit
ATLANTIC UNION BK
Sep 10, 2019Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleJul 10, 2020 · Amount on Record
Deed Document Number2022976
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateSep 25, 2026
Property Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number0000009452
Instrument DateSep 22, 2026
Instrument20269452
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48,985.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number0000009453,
DateSep 25, 2026
Instrument20269453
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionALBEMARLE VA
Recording DateJan 24, 2022
Property Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number202200000976
Map ReferenceMB 5027 PG 114
Instrument DateJan 11, 2022
Instrument202200000976
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$452.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number202200000977
DateJan 24, 2022
Instrument202200000977
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJul 10, 2020
Property Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number0000008627
Book / Page005347 / 000488
Instrument DateJul 6, 2020
Instrument8627
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 19, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$374.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1680 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number8628
DateJul 10, 2020
Book Page005347/000490
Instrument8628
Lender
NameATLANTIC COAST MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 9, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBEMARLE VA
Recording DateSep 10, 2019
Property Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Book / Page005216 / 000361
Instrument DateSep 10, 2019
Instrument9890
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000009890
DateSep 10, 2019
Book Page005216/000361
Instrument9890
Lender
NameATLANTIC UNION BK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateSep 10, 2019
Property Address1680 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number0000009889
Book / Page005216 / 000356
Instrument DateSep 5, 2019
Instrument9889
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$272.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,536.00 (-0.11%)$507,400 (-0.12%) Land $135,300 Building $372,100$507,400 (-0.12%) Land $135,300 Building $372,100
2025$4,541.00 (+13.13%)$508,000 (+8.06%) Land $124,300 Building $383,700$508,000 (+8.06%) Land $124,300 Building $383,700
2023$4,014.00$470,100 Land $134,200 Building $335,900$470,100 Land $134,200 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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