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1676 Delphi Dr, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1676 Delphi Dr, Charlottesville, VA 22911

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,744 sqft · built 2020
Lot Size0.035 acres (1,525 sqft)
OwnerIndividual Name on Record
Last Sale$489,000 (Apr 2024)
Tax Bill$4,407 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Aug 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN078H0-00-02-23700

Property Details

APN / Parcel Number

Primary APN078H0-00-02-23700
Alternative APN
  • 319666

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,744 sqft Finished Area
Basement Area872 sqft
Finished Basement488 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialComposition/Composite
Construction TypeWood
Roof MaterialWood
Lot Area1,525 sqft (0.035 acres)
PorchSlab
Porch Area18 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1676 DELPHI DR
CityCHARLOTTESVILLE
StateVA
Zip22911-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCASCADIA 237 BLK 2
Legal SubdivisionCASCADIA
JurisdictionALBEMARLE VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2013
Census Tract10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1676 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
TOWNE FIRST MTG
Aug 15, 2019Loan Modification, Mortgage · Line of Credit
ATLANTIC UNION BK
Aug 15, 2019Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleJul 30, 2020 · Amount on Record
Deed Document Number20243248
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJul 30, 2020
Property Address1676 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number0000009869
Book / Page005360 / 000038
Instrument DateJul 21, 2020
Instrument9869
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 3, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1676 DELPHI DR CHARLOTTESVILLE VA 229113526, CHARLOTTESVILLE, VA 22911-3526

Mortgage

Document Number9870
DateJul 30, 2020
Book Page005356/000041
Instrument9870
Lender
NameTOWNE FIRST MTG
AddressGLEN ALLEN, VA 23060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionALBEMARLE VA
Recording DateAug 15, 2019
Property Address1676 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Book / Page005207 / 000259
Instrument DateAug 15, 2019
Instrument8874
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Mortgage

Document Number0000008874
DateAug 15, 2019
Book Page005207/000259
Instrument8874
Lender
NameATLANTIC UNION BK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 15, 2019
Property Address1676 DELPHI DR, CHARLOTTESVILLE, VA 22911-3526
Document Number0000008873
Book / Page005207 / 000251
Instrument DateAug 13, 2019
Instrument8873
Transaction TypeTransfer
Record UpdatedSep 2, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
Tax$465.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address170 S PANTOPS DR CHARLOTTESVILLE VA 229118672, CHARLOTTESVILLE, VA 22911-8672
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,407.00 (+0.23%)$492,900 (+0.2%) Land $123,000 Building $369,900$492,900 (+0.2%) Land $123,000 Building $369,900
2025$4,397.00 (+10.95%)$491,900 (+5.99%) Land $113,000 Building $378,900$491,900 (+5.99%) Land $113,000 Building $378,900
2023$3,963.00$464,100 Land $122,000 Building $342,100$464,100 Land $122,000 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemACSA URBAN AREA
serves 77,408 people · EPA ID VA2003053
Water SourcePurchased surface water from several systems
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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