1681 1/4 Ruby Lee Dr, Fruita, CO 81521 Property Records

Mesa County property record for 1681 1/4 Ruby Lee Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 5,050 sqft · built 1999
Lot Size	2.61 acres (113,835 sqft)
Owner	Individual Name on Record
Last Sale	$427,000 (Jun 2017)
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`2697-181-02-006`

Property Details

APN / Parcel Number

Primary APN	`2697-181-02-006`
Alternative APN	`R013046`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	5,050 sqft Living Area
Gross Area	5,720 sqft
1st Floor Area	1,914 sqft
Basement Area	1,250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	113,835 sqft (2.61 acres)
Lot Dimensions	759 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	670 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	1,380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R013046
Street Address	1681 1/4 RUBY LEE DR
City	FRUITA
State	CO
Zip	81521-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 2 DOWNER SUB FIL NO 2 SEC 18 1N 2W
Legal Range	002
Legal Township	01N
Legal Section	18
Legal Subdivision	DOWNER SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	3
Census Block	3006
Census Tract	1504

Owner

Source: Mesa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1681 1/4 RUBY LEE DR, FRUITA, CO 81521-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 22, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Jun 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MAJOR MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2017 · Amount on Record
Deed Sale	Jun 28, 2017 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	20172805146
Prior Transfer Date	Mar 16, 2001
Prior Transfer Doc	0001991653
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1681 1/4 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002921595
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 1/4 RUBY LEE DR FRUITA CO 815212004, FRUITA, CO 81521-2004

Mortgage

Document Number	0002921595
Date	Apr 22, 2020
Instrument	2921595

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1681 1/4 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002868341
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 1/4 RUBY LEE DR FRUITA CO 815212004, FRUITA, CO 81521-2004

Mortgage

Document Number	0002868341
Date	Jan 30, 2019
Instrument	2868341

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Jun 28, 2017
Property Address	1681 1/4 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002805146
Instrument Date	Jun 27, 2017
Instrument	2805146
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1681 1/4 RUBY LEE DR, FRUITA, CO 81521-2004

Mortgage

Document Number	0002805147
Date	Jun 28, 2017
Instrument	2805147

Lender

Name	MAJOR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+0.98%)	$43,180 (-0.6%) Land $12,940 Building $30,240	$690,820 (+6.53%) Land $207,000 Building $483,820
2024	$3,562.00 (+0.54%)	$43,440 (-) Land $12,040 Building $31,400
2023	$3,543.00 (+18.46%)	$43,440 (+20.4%) Land $12,040 Building $31,400	$648,480 (+24.91%) Land $179,750 Building $468,730
2022	$2,991.00	$36,080 Land $8,340 Building $27,740
2021			$519,160 Land $120,000 Building $399,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

Nearby Properties on Ruby Lee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures