1683 Ruby Lee Dr, Fruita, CO 81521 Property Records

Mesa County property record for 1683 Ruby Lee Dr, Fruita, CO 81521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,622 sqft · built 1974
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (May 2019)
Tax Bill	$3,026 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2697-181-02-004`

Property Details

APN / Parcel Number

Primary APN	`2697-181-02-004`
Alternative APN	`R013044`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,622 sqft Living Area
Gross Area	4,392 sqft
1st Floor Area	1,992 sqft
Basement Area	1,260 sqft
Finished Basement	630 sqft
Unfinished Basement	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Garage Type	Attached
Garage Area	1,140 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R013044
Street Address	1683 RUBY LEE DR
City	FRUITA
State	CO
Zip	81521-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 2 DOWNER SUB SEC 18 1N 2W
Legal Range	002
Legal Township	01N
Legal Section	18
Legal Subdivision	DOWNER SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	MESA CO
Township / Civil Division	FRUITA
Census Block Group	3
Census Block	3006
Census Tract	1504

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 25, 2021	Intrafamily Transfer, Transfer
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Jul 31, 2007 · Amount on Record
Deed Document Number	20192881428
Last Transfer Date	Jan 22, 2021
Transfer Doc	0002967962
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002964236
Date	Feb 2, 2021
Instrument	2964236

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MESA CO
Recording Date	Feb 25, 2021
Property Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002967962
Instrument Date	Jan 22, 2021
Instrument	2967962
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	May 29, 2019
Property Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002881428
Instrument Date	May 29, 2019
Instrument	2881428
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1683 RUBY LEE DR FRUITA CO 815212004, FRUITA, CO 81521-2004

Mortgage

Document Number	2881429
Date	May 29, 2019
Instrument	2881429

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	1683 RUBY LEE DR, FRUITA, CO 81521-2004
Document Number	0002850200
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 RUBY LEE DR FRUITA CO 815212004, FRUITA, CO 81521-2004

Mortgage

Document Number	0002850200
Date	Aug 7, 2018
Instrument	2850200

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Fruita City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,026.00 (+1.71%)	$36,330 (+0.14%) Land $8,630 Building $27,700	$581,190 (+7.34%) Land $138,000 Building $443,190
2024	$2,975.00 (+0.54%)	$36,280 (-) Land $7,910 Building $28,370
2023	$2,959.00 (+16.96%)	$36,280 (+18.87%) Land $7,910 Building $28,370	$541,450 (+23.3%) Land $118,010 Building $423,440
2022	$2,530.00	$30,520 Land $5,560 Building $24,960
2021			$439,140 Land $80,000 Building $359,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

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