1678 Ruby Lee Dr, Fruita, CO 81521 Property Records

Mesa County property record for 1678 Ruby Lee Dr, Fruita, CO 81521

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,290 sqft · built 1977
Lot Size0.056 acres (2,447 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Sep 2022)
Tax Bill$2,480 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2022 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN2697-181-01-015

Property Details

APN / Parcel Number

Primary APN2697-181-01-015
Alternative APN
  • R013035

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,290 sqft Living Area
1st Floor Area2,290 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,447 sqft (0.056 acres)
Garage TypeDetached
Garage Area520 sqft
PorchSlab
Porch Area40 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberR013035
Street Address1678 RUBY LEE DR
CityFRUITA
StateCO
Zip81521-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 BLK 1 DOWNER SUB FIL NO 3 + REPLAT OF LOT 10 BLK NO 1 + LOT 8 BLK NO 2 OF DOWNER SUB FIL NO 2 SEC 18 1N 2W INC VAC ROW ADJ AS DESC ORD NO 1998-08 B-2466 P-756/758 MESA CO RECDS
Legal Range002
Legal Township01N
Legal Section18
Legal SubdivisionDOWNER SUB
Legal Block1,2
Legal Lot Number10
JurisdictionMESA CO
Township / Civil DivisionFRUITA
Census Block Group3
Census Block3006
Census Tract1504

Owner

Source: Mesa County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1678 RUBY LEE DR, FRUITA, CO 81521-2003
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 16, 2022Special Warranty Deed, Transfer
LAND TITLE GUARANTEE
Sep 20, 2019Deed of Trust, Mortgage · VA Mortgage
ACADEMY MORTGAGE CORP
Apr 11, 2018Warranty Deed, Transfer
BAY EQUITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2022 · Amount on Record
Deed SaleSep 16, 2022 · Amount on Record
Prior SaleApr 11, 2018 · Amount on Record
Deed Document Number20223043880
Prior Transfer DateSep 12, 2022
Prior Transfer Doc0003043882
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMESA CO
Recording DateSep 16, 2022
Property Address1678 RUBY LEE DR, FRUITA, CO 81521-2003
Document Number0003043882
Instrument DateSep 12, 2022
Instrument3043882
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1678 RUBY LEE DR, 1678, FRUITA, CO 81521-2003

Transferred To (Grantee/Buyer)

NameVerified Name
Address1678 RUBY LEE DR, FRUITA, CO 81521-2003

Mortgage

Document Number0003043881
DateSep 16, 2022
Instrument3043881
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMESA CO
Recording DateSep 16, 2022
Property Address1678 RUBY LEE DR, FRUITA, CO 81521-2003
Document Number0003043880
Instrument DateSep 12, 2022
Instrument3043880
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Tax$42.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1678 RUBY LEE DR, 1678, FRUITA, CO 81521-2003

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1678 RUBY LEE DR, FRUITA, CO 81521-2003

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMESA CO
Property Address1678 RUBY LEE DR, FRUITA, CO 81521-2003
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002895842
DateSep 20, 2019
Instrument2895842
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMESA CO
Recording DateApr 11, 2018
Property Address1678 RUBY LEE DR, FRUITA, CO 81521-2003
Document Number0002836687
Instrument DateApr 10, 2018
Instrument2836687
Transaction TypeTransfer
Record UpdatedMay 4, 2018
Title CompanyLAND TITLE GUARANTEE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1678 RUBY LEE DR FRUITA CO 815212003, FRUITA, CO 81521-2003

Mortgage

Document Number2836688
DateApr 11, 2018
Instrument2836688
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueApr 10, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMesa County
MunicipalityFruita City
Unified School DistrictMesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,480.00 (+5.67%)$29,770 (+3.98%) Land $8,630 Building $21,140$476,280 (+11.47%) Land $138,000 Building $338,280
2024$2,347.00 (+0.51%)$28,630 (-) Land $7,720 Building $20,910
2023$2,335.00 (+13.24%)$28,630 (+15.12%) Land $7,720 Building $20,910$427,280 (+19.42%) Land $115,170 Building $312,110
2022$2,062.00$24,870 Land $5,560 Building $19,310
2021$357,790 Land $80,000 Building $277,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUTE WCD
serves 92,580 people · EPA ID CO0139791
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Clearnetworx
Fiber
1,000 / 1,000

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