16806 Lazy Breeze Loop, Clermont, FL 34714 Property Records

Lake County property record for 16806 Lazy Breeze Loop, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,920 sqft · built 2005
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Nov 2020)
Tax Bill	$5,782 (2024)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0801-000-12900`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0801-000-12900`
Alternative APN	`3827898`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Open Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3827898
Street Address	16806 LAZY BREEZE LOOP
City	CLERMONT
State	FL
Zip	34714-4849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH GROVE UNIT 2 PB 52 PG 39-40 LOT 129 ORB 5590 PG 195
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT 2
Legal Tract	Q-T
Legal Lot Number	129
Legal Unit	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2000
Census Tract	31318

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16806 LAZY BREEZE LOOP, CLERMONT, FL 34714-4849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 25, 2020	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	May 6, 2015 · Amount on Record
Deed Document Number	2020133573
Deed Book / Page	5590 / 195
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16806 LAZY BREEZE LOOP, CLERMONT, FL 34714-4849
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16806 TAZY BREEZE LOOP, CLERMONT, FL 34714

Mortgage

Document Number	0060241166
Date	Sep 15, 2022
Book Page	6024/1166
Instrument	2022124349

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 25, 2020
Property Address	16806 LAZY BREEZE LOOP, CLERMONT, FL 34714-4849
Document Number	0055900195
Book / Page	5590 / 195
Map Reference	MB 52 PG 39
Instrument Date	Nov 20, 2020
Instrument	2020133573
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 OXFORD RD, 213, EDISON, NJ 08820-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16806 LAZY BREEZE LOOP, CLERMONT, FL 34714-4849

Mortgage

Document Number	0005590197
Date	Nov 25, 2020
Instrument	5590/197

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,052 (+2.27%) Land $92,750 Building $319,302	$412,052 (+2.27%) Land $92,750 Building $319,302
2024	$5,782.00 (+8.32%)
2023	$5,338.00 (+15.99%)	$402,888 (+16.29%)	$402,888 (+16.29%) Land $92,750 Building $310,138
2022	$4,602.00	$346,443	$346,443 Land $75,250 Building $271,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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