16805 Ederer Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 16805 Ederer Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1969
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Sep 2025)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-11-2-04-2011-000`

Property Details

APN / Parcel Number

Primary APN	`15-11-2-04-2011-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	25,265 sqft (0.58 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	52 sqft
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	16805 EDERER RD
City	HEMLOCK
State	MI
Zip	48626-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 330 FT OF W 76.9 FT OF E 176.9 FT OF W 1192.9 FT OF NW FRL 1/4 OF OF NW FRL 1/4 0.58 ACRE SEC 4 T11N R2E
Legal Range	02E
Legal Township	11N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2004
Census Tract	12300

Owner

16805 Ederer Rd is owned and occupied by an individual who bought it in September 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	101 MAIN ST, 212, BAY CITY, MI 48706-5012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2024	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Sep 23, 2025	Warranty Deed, Transfer · Conventional Mortgage TEAM ONE CU
Dec 4, 2018	Warranty Deed, Transfer · Conventional with PMI WANIGAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Deed Document Number	202522628
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	16805 EDERER RD, HEMLOCK, MI 48626-8743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16805 EDERER RD, HEMLOCK, MI 48626-8743

Mortgage

Document Number	0000021518
Date	Sep 23, 2024
Instrument	2024021518

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 28, 2044

Interest

Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 23, 2025
Property Address	16805 EDERER RD, HEMLOCK, MI 48626-8743
Document Number	0000022628
Instrument Date	Sep 22, 2025
Instrument	2025022628
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	METRO TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16805 EDERER RD, HEMLOCK, MI 48626-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 E MAIN ST APT 212, 212, BAY CITY, MI 48708-7491

Mortgage

Document Number	0000022629
Date	Sep 23, 2025
Instrument	2025022629

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 4, 2018
Property Address	16805 EDERER RD, HEMLOCK, MI 48626-8743
Document Number	0000030405
Instrument Date	Nov 26, 2018
Instrument	30405
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2530 SIERRA DR SAGINAW MI 486097021, SAGINAW, MI 48609-7021

Mortgage

Document Number	30406
Date	Dec 4, 2018
Instrument	30406

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16805 Ederer Rd was $1,420 with a homeowner's exemption, up 7.2% from the year before.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Fremont Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,400 (-13.65%)	$108,800 (-13.65%)
2025	$1,420.00 (+7.17%) Homeowner's exemption	$63,000	$126,000
2024	$1,325.00
2023		$41,300	$82,600
2022	$1,114.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16805 Ederer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16805 Ederer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

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