Saginaw County property record for 16880 Ederer Rd, Hemlock, MI 48626 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,594 sqft · built 2010 |
| Lot Size | 10.2 acres (445,619 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $455,125 (Nov 2018) |
| Tax Bill | $3,016 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-33-3002-005 |
| Primary APN | 22-12-2-33-3002-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,594 sqft Living Area |
| 1st Floor Area | 1,905 sqft |
| Basement Area | 1,905 sqft |
| Unfinished Basement | 1,905 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 445,619 sqft (10.2 acres) |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 1,729 sqft |
| Patio Area | 600 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16880 EDERER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-8743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 552.61 FT E FROM SW CORN OF SEC TH CONT E 382.75 FT TH N 1165.29 FT TH W 382.75 FT TH S 1165.29 FT TO POB 10.23 ACRES SEC 33 T12N R2E ***NEW # SPLIT FROM PARENT 3002-000 5/25/05 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 12100 |
Source: Saginaw County records · APN 22-12-2-33-3002-005
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jan 14, 2026 | Intrafamily Transfer, Transfer |
| Jun 30, 2020 | Deed of Trust, Mortgage MORTGAGE 1 AT SUBURBAN |
| Jun 27, 2019 | Deed of Trust, Mortgage MORTGAGE 1 AT SUBURBAN |
| Nov 06, 2018 | Warranty Deed, Transfer · Conventional with PMI TOTAL HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | May 22, 2009 · Amount on Record |
| Deed Document Number | 201828040 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 0000021215 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Number | 0000029119 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025029119 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | 4027 LAKE DR SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 14, 2026 |
| Property Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Number | 0000001056 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 2026001056 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Name | Verified Name |
|---|---|
| Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Number | 0000016943 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16880 EDERER RD HEMLOCK MI 486268743, HEMLOCK, MI 48626-8743 |
| Document Number | 0000016943 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 16943 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Number | 0000018796 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16880 EDERER RD HEMLOCK MI 486268743, HEMLOCK, MI 48626-8743 |
| Document Number | 0000018796 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 18796 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Nov 06, 2018 |
| Property Address | 16880 EDERER RD, HEMLOCK, MI 48626-8743 |
| Document Number | 0000028040 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 28040 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTH STAR TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.12 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16880 EDERER RD HEMLOCK MI 486268743, HEMLOCK, MI 48626-8743 |
| Document Number | 28041 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 28041 |
| Name | TOTAL HM LNDG |
|---|---|
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,200 (+15.62%) | $756,400 (+15.62%) | |
| 2025 | $3,016.00 (-71.42%) Homeowner's exemption | $327,100 (+12.91%) | $654,200 (+12.91%) |
| 2024 | $10,551.00 (+15.93%) | ||
| 2023 | $289,700 | $579,400 | |
| 2022 | $9,101.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LakeNet | Fiber | 1,000 / 500 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures