168 Root Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 168 Root Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,204 sqft · built 1987
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Jul 2009)
Tax Bill	$6,365 (2025)
Deeds & Mortgages	Apr 2024 Refinance Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:62-R L:62`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:62-R L:62`
Alternative APN	`M:329062 B:R0062 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
Gross Area	3,912 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	168 ROOT RD
City	WESTFIELD
State	MA
Zip	01085-9836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	62
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3008
Census Tract	812800

Owner

Source: Hampden County and Westfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	168 ROOT RD, WESTFIELD, MA 01085-9836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ALDEN CREDIT UNION
Jul 22, 2021	Redemption Deed, Transfer
Jun 18, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2009 · Amount on Record
Deed Sale	Jul 31, 2009 · Amount on Record
Prior Sale	Nov 17, 1989 · Amount on Record
Last Transfer Date	Jun 11, 2021
Transfer Doc	0023949-20
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	168 ROOT RD, WESTFIELD, MA 01085-9836
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025368-355
Date	Apr 1, 2024
Book Page	25368/355
Instrument	13567

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

July 2021: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jul 22, 2021
Property Address	168 ROOT RD, WESTFIELD, MA 01085-9836
Document Number	024015-147
Book / Page	24015 / 147
Instrument Date	Jul 22, 2021
Instrument	51001
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jun 18, 2021
Property Address	168 ROOT RD, WESTFIELD, MA 01085-9836
Document Number	0023949-20
Book / Page	23949 / 20
Instrument Date	Jun 11, 2021
Instrument	42082
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 ROOT RD, WESTFIELD, MA 01085-9836

Mortgage

Document Number	0023949-23
Date	Jun 18, 2021
Book Page	23949/23
Instrument	42083

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,365.00 (+1.13%)	$419,300 (+13.11%) Land $139,300 Building $280,000	$445,550 (-13.45%)
2024			$514,805
2023	$6,294.00	$370,700 Land $121,000 Building $249,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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