168 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 168 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,475 sqft · built 1907
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$361,000 (Mar 2021)
Tax Bill	$9,994 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07601-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-07601-0000-00001`
Alternative APN	`1600097000000024`

Interior

Building Area	1,475 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide

Location & Zoning

Old Parcel Number	1600097000000024
Street Address	168 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	110X120 IRR
Legal Block	7601
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1009
Census Tract	13900

Owner

168 Prospect St is owned and occupied by an individual who bought it in March 2021.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	168 PROSPECT ST, NUTLEY, NJ 07110-2624
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Mar 15, 2021	Deed, Transfer · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Jan 11, 2021 · Amount on File
Deed Document Number	202131106
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Jul 10, 2026
Property Address	168 PROSPECT ST, NUTLEY, NJ 07110-2624
Document Number	0000045218
Instrument Date	Jun 9, 2026
Instrument	202645218
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 PROSPECT ST, NUTLEY, NJ 07110-2624

Mortgage

Document Number	0000045218,
Date	Jul 10, 2026
Instrument	202645218

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Feb 1, 2051

Interest

Rate	6.36%
Max Rate	-1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 15, 2021
Property Address	168 PROSPECT ST, NUTLEY, NJ 07110-2624
Document Number	2021031106
Instrument Date	Jan 11, 2021
Instrument	2021031106
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 PROSPECT ST, 168, NUTLEY, NJ 07110-2624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 PROSPECT ST, NUTLEY, NJ 07110-2624

Mortgage

Document Number	2021031107
Date	Mar 15, 2021
Instrument	2021031107

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 168 Prospect St was $9,994, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,300 (-) Land $169,500 Building $200,800	$370,300 (-) Land $169,500 Building $200,800
2025	$9,994.00 (+2.54%)	$370,300 Land $169,500 Building $200,800	$370,300 Land $169,500 Building $200,800
2024	$9,746.00
2023		$370,300 Land $169,500 Building $200,800	$370,300 Land $169,500 Building $200,800
2022	$8,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 168 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	41 (1978–2021)
Claims Outside the SFHA	3 of 41
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 168 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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