180 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 180 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,302 sqft · built 1927
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2004)
Tax Bill	$15,508 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07601-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`16-07601-0000-00004`
Alternative APN	`1600097000000018`

Interior

Building Area	2,302 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600097000000018
Street Address	180 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X100
Legal Block	7601
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1009
Census Tract	13900

Owner

180 Prospect St is owned and occupied by two individuals who acquired it in April 2017.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	180 PROSPECT ST, NUTLEY, NJ 07110-2624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 20, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2004 · Amount on File
Deed Sale	Aug 24, 2004 · Amount on File
Deed Book / Page	6099 / 253
Last Transfer Date	Apr 7, 2017
Transfer Doc	0000034135
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	180 PROSPECT ST, NUTLEY, NJ 07110-2624
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021102314
Date	Aug 19, 2021
Instrument	2021102314

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	18226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	180 PROSPECT ST, NUTLEY, NJ 07110-2624
Document Number	0000114012
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 PROSPECT ST NUTLEY NJ 071102624, NUTLEY, NJ 07110-2624

Mortgage

Document Number	0000114012
Date	Nov 17, 2020
Instrument	114012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2035

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 20, 2018
Property Address	180 PROSPECT ST, NUTLEY, NJ 07110-2624
Document Number	0000034135
Instrument Date	Apr 7, 2017
Instrument	34135
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	180 PROSPECT ST NUTLEY NJ 071102624, NUTLEY, NJ 07110-2624

Mortgage

Document Number	34136
Date	Apr 20, 2018
Instrument	34136

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 180 Prospect St was $15,508, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,600 (-) Land $180,000 Building $394,600	$574,600 (-) Land $180,000 Building $394,600
2025	$15,508.00 (+2.55%)	$574,600 Land $180,000 Building $394,600	$574,600 Land $180,000 Building $394,600
2024	$15,123.00
2023		$400,400 Land $180,000 Building $220,400	$400,400 Land $180,000 Building $220,400
2022	$10,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	41 (1978–2021)
Claims Outside the SFHA	3 of 41
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 180 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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