157 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 157 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,140 sqft · built 1912
Lot Size	0.12 acres (5,215 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2021)
Tax Bill	$9,738 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07702-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`16-07702-0000-00013`
Alternative APN	`1600089000000021`

Interior

Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	5,215 sqft (0.12 acres)
Lot Dimensions	149 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	1600089000000021
Street Address	157 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	35X149 IRR
Legal Subdivision	INCL
Legal Block	7702
Legal Lot Number	13
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1010
Census Tract	13900

Owner

157 Prospect St is owned and occupied by two individuals who bought it in June 2021.

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 PROSPECT ST, NUTLEY, NJ 07110-2623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jun 5, 2008 · Amount on File
Deed Document Number	202174088
Record Updated	Oct 29, 2026

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 15, 2021
Property Address	157 PROSPECT ST, NUTLEY, NJ 07110-2623
Document Number	2021074088
Instrument Date	Mar 19, 2021
Instrument	2021074088
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST BERGEN TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 SAINT CHARLES ST APT 803, 1010, SAINT LOUIS, MO 63101-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 PROSPECT ST, NUTLEY, NJ 07110-2623

Mortgage

Document Number	2021074089
Date	Jun 15, 2021
Instrument	2021074089

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 157 Prospect St was $9,738, up 2.5% from the year before.

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,800 (-) Land $168,200 Building $192,600	$360,800 (-) Land $168,200 Building $192,600
2025	$9,738.00 (+2.55%)	$360,800 Land $168,200 Building $192,600	$360,800 Land $168,200 Building $192,600
2024	$9,496.00
2023		$360,800 Land $168,200 Building $192,600	$360,800 Land $168,200 Building $192,600
2022	$8,438.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	41 (1978–2021)
Claims Outside the SFHA	3 of 41
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 157 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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