168 Laurel Ln, Marble, NC 28905 Property Records

Cherokee County property record for 168 Laurel Ln, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1974
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Apr 2022)
Tax Bill	$791 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551402985080000`

Property Details

APN / Parcel Number

Primary APN	`551402985080000`
Alternative APNs	`440080071940` `58144`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1984
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	230 ft deep x 380 ft wide
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58144
Street Address	168 LAUREL LN
City	MARBLE
State	NC
Zip	28905-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK C MALTBY HOMESITES 1710/695
Legal Block	C
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1023
Census Tract	930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	168 LAUREL LN, MARBLE, NC 28905-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Apr 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage DANNY GARLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	001710/695
Deed Book / Page	1710 / 695
Last Transfer Date	Aug 2, 2022
Transfer Doc	01717/1242
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 2, 2022
Property Address	168 LAUREL LN, MARBLE, NC 28905-8778
Document Number	01717/1242
Book / Page	1717 / 1242
Map Reference	MB 4 PG 29A
Instrument Date	Aug 1, 2022
Instrument	5065
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 DUKE ST, 135, MURPHY, NC 28906-2882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 LAUREL LN, MARBLE, NC 28905-8778

Mortgage

Document Number	0017171244
Date	Aug 2, 2022
Instrument	1717/1244

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 28, 2022
Property Address	168 LAUREL LN, MARBLE, NC 28905-8778
Document Number	001710/695
Book / Page	1710 / 695
Map Reference	MB 4 PG 29A
Instrument Date	Apr 26, 2022
Instrument	2779
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 DOGWOOD DR, 77, EPWORTH, GA 30541-2668

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 DUKE ST, MURPHY, NC 28906-2882

Mortgage

Document Number	0001710698
Date	Apr 28, 2022
Instrument	1710/698

Lender

Name	DANNY GARLAND
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 28, 2027

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00	$106,430 (-)	$106,430 (-) Land $15,000 Building $91,430
2023		$106,430	$106,430 Land $15,000 Building $91,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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