117 Laurel Ln, Marble, NC 28905 Property Records

Cherokee County property record for 117 Laurel Ln, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1973
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2018)
Tax Bill	$512 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551402970959000`

Property Details

APN / Parcel Number

Primary APN	`551402970959000`
Alternative APN	`54646`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Gross Area	2,044 sqft
1st Floor Area	1,000 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Lot Dimensions	404 ft deep x 225 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	54646
Street Address	117 LAUREL LN
City	MARBLE
State	NC
Zip	28905-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK D MALTBY HOMESITES 1582/921 A/12
Legal Subdivision	MALTBY HOMESITES PROPERTY
Legal Block	D
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1022
Census Tract	930402

Owner

Source: Cherokee County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	117 LAUREL LN, MARBLE, NC 28905-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
May 26, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018 · Amount on Record
Deed Sale	Mar 16, 2018 · Amount on Record
Prior Sale	Nov 7, 2005 · Amount on Record
Deed Document Number	20181251
Deed Book / Page	1582 / 921
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2026
Property Address	117 LAUREL LN, MARBLE, NC 28905-8778
Document Number	0000004970
Book / Page	1810 / 938
Instrument Date	Sep 21, 2026
Instrument	20264970
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 LAUREL LN, MARBLE, NC 28905-8778

Mortgage

Document Number	0000004970,
Date	Sep 24, 2026
Book Page	1810/938
Instrument	20264970

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 26, 2021
Property Address	117 LAUREL LN, MARBLE, NC 28905-8778
Document Number	1681/1395
Book / Page	1681 / 1395
Map Reference	CAB H SL 1108
Instrument Date	May 6, 2021
Instrument	3534
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 122, TUMACACORI, AZ 85640-0122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 LAUREL LN, MARBLE, NC 28905-8778

Mortgage

Document Number	16811397
Date	May 26, 2021
Instrument	1681/1397

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 16, 2018
Property Address	117 LAUREL LN, MARBLE, NC 28905-8778
Document Number	01582/0921
Book / Page	01582 / 0921
Map Reference	CAB A SL 12
Instrument Date	Mar 5, 2018
Instrument	01251
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2481 6TH ST NW, 2481, NAPLES, FL 34120-1366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 TURNPIKE RD, BATH, NY 14810-7543

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$512.00	$109,400 (-)	$109,400 (-) Land $15,000 Building $94,400
2023		$109,400	$109,400 Land $15,000 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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