11 Laurel Ln, Marble, NC 28905 Property Records

Cherokee County property record for 11 Laurel Ln, Marble, NC 28905

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 1968
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$69,500 (Sep 1998)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`551402970349000`

Property Details

APN / Parcel Number

Primary APN	`551402970349000`
Alternative APN	`440000093509`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,016 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	241 ft deep x 190 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	448 sqft
Parking Spaces	2 Parking Spaces
Deck Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	440000093509
Street Address	11 LAUREL LN
City	MARBLE
State	NC
Zip	28905-9136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT1 BLK D MALTBY HOMESITES 645/228 841/172
Legal Block	D
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1022
Census Tract	930402

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 415, MURPHY, NC 28906-0415
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1998 · Amount on Record
Deed Sale	Sep 1, 1998 · Amount on Record
Deed Document Number	0000645228
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	11 LAUREL LN, MARBLE, NC 28905-9136
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LAUREL LN, MARBLE, NC 28905-9136

Mortgage

Document Number	001725/888
Date	Nov 29, 2022
Book Page	1725/888
Instrument	7462

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	26592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	11 LAUREL LN, MARBLE, NC 28905-9136
Transaction Type	Mortgage
Record Updated	Apr 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01584/0052
Date	Apr 2, 2018
Book Page	01584/0052
Instrument	01517

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00	$172,190 (-)	$172,190 (-) Land $15,000 Building $157,190
2023		$172,190	$172,190 Land $15,000 Building $157,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLE COMMUNITY WTR SYSTEM private · serves 999 people · EPA ID NC0120025
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: Peachtree Broadband Fiber, Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Laurel Ln

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