St. Johns County property record for 156 Fonseca Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,617 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $331,500 (Oct 2004) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284193-0210 |
| Primary APN | 284193-0210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,617 sqft Living Area |
| Gross Area | 3,279 sqft |
| 1st Floor Area | 2,617 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 662 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 260 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 404 sqft |
| Deck Area | Deck Area |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 156 FONSECA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 21/58-63 ST AUGUSTINE SHORES UNIT 8 LOT 21 BLK 193 OR2304/794 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 44 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 8 |
| Legal Block | 193 |
| Legal Lot Number | 21 |
| Legal Unit | 8 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 21208 |
Source: St. Johns County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Dec 20, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2004 · Amount on Record |
| Deed Sale | Oct 21, 2004 · Amount on Record |
| Deed Document Number | 200478626 |
| Deed Book / Page | 2304 / 794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2026 |
| Property Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000080448 |
| Book / Page | 6440 / 212 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202680448 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0000080448, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 6440/212 |
| Instrument | 202680448 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0062640207 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 6264/207 |
| Instrument | 2025096661 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0056411909 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 5641/1909 |
| Instrument | 2022092330 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050581108 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 5058/1108 |
| Instrument | 2020085502 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 156 FONSECA DR, SAINT AUGUSTINE, FL 32086-8864 |
| Document Number | 0048570568 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 156 FONSECA DR ST AUGUSTINE FL 320868864, ST AUGUSTINE, FL 32086-8864 |
| Document Number | 0048570568 |
|---|---|
| Date | Dec 30, 2019 |
| Book Page | 004857/000568 |
| Instrument | 97384 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,627 (+2.7%) | $511,895 (-4.15%) Land $99,500 Building $412,395 | |
| 2025 | $3,544.00 (+13.01%) Homeowner's exemption | $277,144 (+2.9%) | $534,058 (+9.38%) Land $99,500 Building $434,558 |
| 2024 | $3,136.00 (+2.05%) Homeowner's exemption | $269,333 (+3%) | $488,268 (-0.48%) Land $107,000 Building $381,268 |
| 2023 | $3,073.00 (+3.05%) Homeowner's exemption | $261,488 (+3%) | $490,616 (+9.15%) Land $107,000 Building $383,616 |
| 2022 | $2,982.00 Homeowner's exemption | $253,872 | $449,491 Land $84,000 Building $365,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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