168 Ella Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 168 Ella Dr, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,746 sqft · built 1993
Lot Size	3.14 acres (136,778 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Dec 2025)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-2-0040.0000`

Property Details

APN / Parcel Number

Primary APN	`09-2-0040.0000`
Alternative APN	`19-09-2-0040.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	136,778 sqft (3.14 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	168 ELLA DR
City	SHEPHERDSTOWN
State	WV
Zip	25443-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 25 LEISURE ACRES (3.14AC)
Legal Subdivision	LEISURE ACRES SUB
Legal Lot Number	25
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3010
Census Tract	972201

Owner

Source: Jefferson County records · APN 09-2-0040.0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 E E ST, BRUNSWICK, MD 21716-1727
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Feb 04, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2025 · Amount on Record
Deed Sale	Dec 16, 2025 · Amount on Record
Prior Sale	Feb 04, 2019 · Amount on Record
Deed Document Number	202500016404
Deed Book / Page	1363 / 212
Record Updated	Jun 08, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Dec 16, 2025
Property Address	168 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Document Number	001363/212
Book / Page	1363 / 212
Map Reference	MB 6 PG 7
Instrument Date	Dec 12, 2025
Instrument	202500016404
Transaction Type	Transfer
Record Updated	Jan 09, 2026
Title Company	UNKNOWN, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 E E ST, BRUNSWICK, MD 21716-1727

Mortgage

Document Number	202500016405
Date	Dec 16, 2025
Instrument	202500016405

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Feb 04, 2019
Property Address	168 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Document Number	1218/540
Book / Page	1218 / 540
Map Reference	MB 6 PG 7
Instrument Date	Jan 30, 2019
Instrument	201900001247
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,034.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 ELLA DR, SHEPHERDSTOWN, WV 25443-3657

Mortgage

Document Number	201900001248
Date	Feb 04, 2019
Instrument	201900001248

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+3.46%)	$170,100 (+3.97%) Land $80,300 Building $89,800	$283,600 (+3.96%) Land $133,900 Building $149,700
2023	$1,910.00	$163,600 Land $80,300 Building $83,300	$272,800 Land $133,900 Building $138,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 23, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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