397 Ella Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 397 Ella Dr, Shepherdstown, WV 25443 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,195 sqft · built 2007
Lot Size3.84 acres (167,706 sqft)
Owner2 Owner Names on File
Last Sale$415,000 (Nov 2014)
Tax Bill$3,559 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-2-0037.0000

Property Details

APN / Parcel Number

Primary APN09-2-0037.0000
Alternative APN
  • 19-09-2-0037.0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area4,195 sqft Living Area
1st Floor Area1,622 sqft
Basement Area620 sqft
Finished Basement620 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2007
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area167,706 sqft (3.84 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address397 ELLA DR
CitySHEPHERDSTOWN
StateWV
Zip25443-4269
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 LEISURE ACRES (3.85AC)
Legal SubdivisionLEISURE ACRES SUB
Legal Lot Number22
JurisdictionJEFFERSON WV
Township / Civil DivisionSHEPHERDSTOWN
Census Block Group3
Census Block3009
Census Tract972201

Owner

Source: Jefferson County records · APN 09-2-0037.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address397 ELLA DR, SHEPHERDSTOWN, WV 25443-4269
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed of Trust, Mortgage · VA Mortgage
NATIONS MORTGAGE LLC
Jun 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2014 · Amount on Record
Deed SaleNov 13, 2014 · Amount on Record
Deed Document Number2014016822
Deed Book / Page1147 / 633
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address397 ELLA DR, SHEPHERDSTOWN, WV 25443-4269
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 ELLA DR, SHEPHERDSTOWN, WV 25443-4269

Mortgage

Document Number002662/590
DateFeb 09, 2026
Book Page2662/590
Instrument202600001877
Lender
NameNATIONS MORTGAGE LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON WV
Property Address397 ELLA DR, SHEPHERDSTOWN, WV 25443-4269
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address397 ELLA DR, SHEPHERDSTOWN, WV 25443-4269

Mortgage

Document Number2385/437
DateJun 16, 2021
Book Page2385/437
Instrument202100010395
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,559.00 (+6.37%) Homeowner's exemption$326,300 (+6.46%) Land $79,700 Building $246,600$543,800 (+6.46%) Land $132,800 Building $411,000
2023$3,346.00 Homeowner's exemption$306,500 Land $79,700 Building $226,800$510,800 Land $132,800 Building $378,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (54037C), updated July 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540379722013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 21% of West Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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