110 Ella Dr, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 110 Ella Dr, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,601 sqft · built 2002
Lot Size	3.03 acres (131,987 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (May 2018)
Tax Bill	$3,483 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-2-0041.0000`

Property Details

APN / Parcel Number

Primary APN	`09-2-0041.0000`
Alternative APN	`19-09-2-0041.0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,601 sqft Living Area
1st Floor Area	1,549 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	131,987 sqft (3.03 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	110 ELLA DR
City	SHEPHERDSTOWN
State	WV
Zip	25443-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 26 LEISURE ACRES (3.03AC)
Legal Subdivision	LEISURE ACRES SUB
Legal Lot Number	26
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3010
Census Tract	972201

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC UNION BANK
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC UNION BK
May 29, 2018	Deed, Transfer · FHA Mortgage ACCESS NATIONAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	0001207550
Deed Book / Page	1207 / 550
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Transaction Type	Mortgage
Record Updated	Sep 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657

Mortgage

Document Number	2403/162
Date	Aug 20, 2021
Book Page	2403/162
Instrument	202100014058

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RESTON, VA 20191

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Document Number	0000003642
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	110 ELLA DR SHEPHERDSTOWN WV 254433657, SHEPHERDSTOWN, WV 25443-3657

Mortgage

Document Number	0000003642
Date	Mar 26, 2020
Book Page	002272/000674
Instrument	3642

Lender

Name	ATLANTIC UNION BK
Address	RESTON, VA 20191

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 29, 2018
Property Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657
Document Number	1207/550
Book / Page	1207 / 550
Map Reference	MB 6 PG 7
Instrument Date	May 29, 2018
Instrument	201800006207
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,936.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 ELLA DR, SHEPHERDSTOWN, WV 25443-3657

Mortgage

Document Number	201800006208
Date	May 29, 2018
Instrument	201800006208

Lender

Name	ACCESS NATIONAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+5.8%)	$299,800 (+6.35%) Land $79,100 Building $220,700	$499,700 (+6.34%) Land $131,900 Building $367,800
2023	$3,292.00	$281,900 Land $79,100 Building $202,800	$469,900 Land $131,900 Building $338,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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