168 Derby St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 168 Derby St, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,514 sqft · built 1924
Lot Size	0.241 acres (10,505 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2004)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-019-00246`

Property Details

APN / Parcel Number

Primary APN	`35-019-00246`
Alternative APN	`WORC M:35 B:019 L:00246`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,514 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	974 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,505 sqft (0.241 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam

Location & Zoning

Account Number	35-019-00246
Street Address	168 DERBY ST
City	WORCESTER
State	MA
Zip	01604-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Legal Lot Number	246
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1025
Census Tract	732802

Owner

Source: Worcester County and Worcester City records · APN 35-019-00246

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	168 DERBY ST, WORCESTER, MA 01604-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2004 · Amount on Record
Deed Sale	Jul 23, 2004 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Document Number	2004134111
Deed Book / Page	34195 / 266
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	Apr 14, 2026
Property Address	168 DERBY ST, WORCESTER, MA 01604-3941
Document Number	073439-275
Book / Page	73439 / 275
Instrument Date	Apr 06, 2026
Instrument	202628232
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 DERBY ST, WORCESTER, MA 01604-3941

Mortgage

Document Number	0000028232,
Date	Apr 14, 2026
Book Page	73439/275
Instrument	202628232

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,082.00 (+5.83%)	$385,300 (+15.05%) Land $118,700 Building $266,600	$452,105 (+10.67%)
2024			$408,500
2023	$4,802.00	$334,900 Land $103,200 Building $231,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.