Worcester County and Worcester City property record for 133 Derby St, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,042 sqft · built 2000 |
| Lot Size | 0.185 acres (8,078 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Nov 2025) |
| Tax Bill | $7,148 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-019-00186 |
| Primary APN | 35-019-00186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| Gross Area | 3,632 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,078 sqft (0.185 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Account Number | 35-019-00186 |
|---|---|
| Street Address | 133 DERBY ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Subdivision | WORCESTER |
| Legal Block | 19 |
| Legal Lot Number | 186 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 732802 |
Source: Worcester County and Worcester City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 18, 2025 | Deed of Trust, Mortgage MILLBURY NATIONAL BANK |
| Nov 21, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jul 22, 2025 | Quit Claim Deed, Transfer MILLBURY NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 2025102300 |
| Deed Book / Page | 72868 / 346 |
| Prior Transfer Date | Jul 17, 2025 |
| Prior Transfer Doc | 072287-373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 071872-368 |
|---|---|
| Date | Apr 18, 2025 |
| Book Page | 71872/368 |
| Instrument | 30005 |
| Name | MILLBURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 21, 2025 |
| Property Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Document Number | 072868-346 |
| Book / Page | 72868 / 346 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 102300 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Document Number | 0000102301 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 102301 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jul 22, 2025 |
| Property Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Document Number | 072287-373 |
| Book / Page | 72287 / 373 |
| Instrument Date | Jul 17, 2025 |
| Instrument | 60289 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 133 DERBY ST, WORCESTER, MA 01604-3942 |
| Investor | Possibly a Property Investor |
| Document Number | 0000060290 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 60290 |
| Name | MILLBURY NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 13 Months |
| Due | Aug 1, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Type Change Date | Jul 18, 2025 |
| Index | Other |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,148.00 (+9.08%) | $541,900 (+18.58%) Land $118,000 Building $423,900 | $576,840 (+6.75%) |
| 2024 | $540,360 | ||
| 2023 | $6,553.00 | $457,000 Land $102,600 Building $354,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2000) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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