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137 Derby St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 137 Derby St, Worcester, MA 01604

Property Summary

Property TypeDuplex
Details5 bd · 2.5 ba · 1,736 sqft · built 1964
Lot Size0.225 acres (9,803 sqft)
OwnerIndividual Name on File
Last Sale$135,750 (Sep 1998)
Tax Bill$6,232 (2025)
Deeds & MortgagesFeb 2020 Refinance
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-019-00185

Property Details

APN / Parcel Number

Primary APN35-019-00185
Alternative APN
  • WORC M:35 B:019 L:00185

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units2 Units
Stories1 Story
Building Area1,736 sqft Living Area
Gross Area3,472 sqft
1st Floor Area1,736 sqft
Basement Area736 sqft
Unfinished Basement736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1987
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,803 sqft (0.225 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number35-019-00185
Street Address137 DERBY ST
CityWORCESTER
StateMA
Zip01604-3942
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRL-7
Legal SubdivisionWORCESTER
Legal Block19
Legal Lot Number185
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1007
Census Tract732802

Owner

Source: Worcester County and Worcester City records · APN 35-019-00185

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address29 FERRY ST, SOUTH GRAFTON, MA 01560-1326
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNION HOME MORTGAGE
Jan 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
WORCESTER CU
Aug 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
WORCESTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 1998 · Amount on Record
Deed SaleSep 03, 1998 · Amount on Record
Deed Book / Page20386 / 202
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address137 DERBY ST, WORCESTER, MA 01604-3942
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61923-288
DateFeb 21, 2020
Book Page61923/288
Instrument17983
Lender
NameUNION HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueMar 01, 2030

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address137 DERBY ST, WORCESTER, MA 01604-3942
Document Number59962-149
Instrument DateJan 14, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 DERBY ST WORCESTER MA 016043942, WORCESTER, MA 01604-3942

Mortgage

Document Number59962-149
DateJan 23, 2019
Book Page059962/000149
Instrument6356
Lender
NameWORCESTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 22, 2029

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address137 DERBY ST, WORCESTER, MA 01604-3942
Document Number59338-46
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 DERBY ST WORCESTER MA 016043942, WORCESTER, MA 01604-3942

Mortgage

Document Number59338-46
DateAug 30, 2018
Book Page059338/000046
Instrument91814
Lender
NameWORCESTER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 29, 2023

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,232.00 (+9.45%)$472,500 (+18.99%) Land $118,600 Building $353,900
2023$5,694.00$397,100 Land $103,100 Building $294,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–2000)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2000 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 656 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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