148 Caroline Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 148 Caroline Ln, Gilroy, CA 95020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,679 sqft · built 2007
Lot Size	0.046 acres (2,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Feb 2009)
Tax Bill	$5,462 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-82-016`

Property Details

APN / Parcel Number

Primary APN	`841-82-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,679 sqft Living Area
1st Floor Area	639 sqft
2nd Floor Area	1,040 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,010 sqft (0.046 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 CAROLINE LN
City	GILROY
State	CA
Zip	95020-5260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CD
Legal Description	TRACT 9848 LOT 16
Legal Subdivision	9848 FOREST PARK
Legal Tract	9848
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1012
Census Tract	512604

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1559 SANTA MONICA AVE, SAN JOSE, CA 95118-1072
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 14, 2021	Intrafamily Transfer, Transfer SERVICELINK
Dec 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2009 · Amount on Record
Deed Sale	Feb 24, 2009 · Amount on Record
Deed Document Number	200920142986
Last Transfer Date	Dec 5, 2021
Transfer Doc	0025194022
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2021
Property Address	148 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0025194021
Map Reference	MB 808 PG 18-22
Instrument Date	Dec 5, 2021
Instrument	25194021
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1559 SANTA MONICA AVE, SAN JOSE, CA 95118-1072

Mortgage

Document Number	0025194023
Date	Dec 14, 2021
Instrument	25194023

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2021
Property Address	148 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0025194022
Map Reference	MB 808 PG 18-22
Instrument Date	Dec 5, 2021
Instrument	25194022
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1559 SANTA MONICA AVE, SAN JOSE, CA 95118-1072

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 17, 2018
Property Address	148 CAROLINE LN, GILROY, CA 95020-5260
Document Number	0024083042
Instrument Date	Nov 8, 2018
Instrument	24083042
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1559 SANTA MONICA AVE SAN JOSE CA 951181072, SAN JOSE, CA 95118-1072

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,208 (+2%) Land $202,143 Building $247,065
2025	$5,462.00 (+2.17%)	$440,401 (+4.04%) Land $198,180 Building $242,221
2023	$5,346.00 (+1.65%)	$423,302 Land $190,486 Building $232,816
2022	$5,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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