Oldham County property record for 1678 Victory Ct, Prospect, KY 40059 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,516 sqft · built 2002 |
| Lot Size | 0.134 acres (5,837 sqft) |
| Owner | Company Name on File |
| Last Sale | $430,000 (Oct 2023) |
| Tax Bill | $5,340 (2025) |
| Deeds & Mortgages | Oct 2023 Sale May 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 01-05-01-3 |
| Primary APN | 01-05-01-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Living Area |
| Basement Area | 1,258 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,837 sqft (0.134 acres) |
| Garage Type | Basement |
| Garage Area | 568 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 73294 |
|---|---|
| Street Address | 1678 VICTORY CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9175 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CONDO |
| Legal Subdivision | YACHT CLUB ESTATES |
| Legal Block | SEC 1 |
| Legal Lot Number | 3 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records · APN 01-05-01-3
Assessment roll updated December 23, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1011 TOWN HALL AVE, JUPITER, FL 33458-4309 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 06, 2023 | Warranty Deed, Transfer LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| May 20, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 06, 2023 · Amount on Record |
| Deed Sale | Oct 06, 2023 · Amount on Record |
| Prior Sale | Apr 05, 2022 · Amount on Record |
| Deed Document Number | 2023743946 |
| Deed Book / Page | 1367 / 223 |
| Last Transfer Date | Jul 29, 2024 |
| Transfer Doc | 0D1388/250 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 06, 2023 |
| Property Address | 1678 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | 0D1367/223 |
| Book / Page | D1367 / 223 |
| Map Reference | MB 1 PG 15 |
| Instrument Date | Oct 06, 2023 |
| Instrument | 743946 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Title Company | LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7602 LAUREL HILL PL, PROSPECT, KY 40059-9342 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1678 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1678 VICTORY CT, PROSPECT, KY 40059-9175 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1678 VICTORY CT, PROSPECT, KY 40059-9175 |
| Document Number | M2585/1004 |
|---|---|
| Date | May 20, 2022 |
| Book Page | M2585/1004 |
| Instrument | 691117 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 477 Months |
| Due | Feb 25, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,340.00 (+45.23%) | $430,000 (+26.47%) Building $430,000 | $430,000 (+26.47%) Building $430,000 |
| 2023 | $3,677.00 (-1.16%) Homeowner's exemption | $340,000 (-) Building $340,000 | $340,000 (-) Building $340,000 |
| 2022 | $3,720.00 Homeowner's exemption | $340,000 Building $340,000 | $340,000 Building $340,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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