1668 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1668 Victory Ct, Prospect, KY 40059 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,516 sqft · built 2000
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$261,000 (Feb 2005)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`01-05-01-8`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-8`
Alternative APNs	`60194` `70019`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,516 sqft Living Area
Basement Area	1,258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Basement
Garage Area	568 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	70019
Street Address	1668 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 1
Legal Lot Number	8
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-8

Assessment roll updated December 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Feb 02, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 07, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2005 · Amount on Record
Deed Sale	Feb 02, 2005 · Amount on Record
Deed Document Number	2005324154
Deed Book / Page	824 / 472
Last Transfer Date	Nov 09, 2022
Transfer Doc	0000713913
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Recording Date	Jun 12, 2026
Property Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	0000867510
Book / Page	2747 / 1005
Instrument Date	May 14, 2026
Instrument	2026867510
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1668 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	0000867510,
Date	Jun 12, 2026
Book Page	2747/1005
Instrument	2026867510

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2570/117
Date	Feb 02, 2022
Book Page	M2570/117
Instrument	676485

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2513/808
Date	May 05, 2021
Book Page	M2513/808
Instrument	634952

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	10

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	169 Months
Due	Jun 01, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2356/0891
Date	Jul 18, 2019
Book Page	M2356/0891
Instrument	554370

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2034

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 07, 2018
Property Address	1668 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1198/0148
Book / Page	D1198 / 0148
Map Reference	MB1 PG15
Instrument Date	Jul 25, 2018
Instrument	542219
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1668 VICTORY CT, 1668, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1668 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	542220
Date	Aug 07, 2018
Instrument	542220

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+16.96%)	$400,000 (+17.65%) Building $400,000	$400,000 (+17.65%) Building $400,000
2023	$4,250.00	$340,000 Building $340,000	$340,000 Building $340,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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