1680 Victory Ct, Prospect, KY 40059 Property Records

Oldham County property record for 1680 Victory Ct, Prospect, KY 40059 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,940 sqft · built 2002
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Company Names on File
Last Sale	$10,000 (May 2023)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	May 2023 Sale May 2017 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`01-05-01-2`

Property Details

APN / Parcel Number

Primary APN	`01-05-01-2`
Alternative APNs	`65608` `74515`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,940 sqft Living Area
Basement Area	1,258 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Basement
Garage Area	568 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	74515
Street Address	1680 VICTORY CT
City	PROSPECT
State	KY
Zip	40059-9175
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO
Legal Subdivision	YACHT CLUB ESTATES
Legal Block	SEC 1
Legal Lot Number	2
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1000
Census Tract	30801

Owner

Source: Oldham County records · APN 01-05-01-2

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1680 VICTORY CT, PROSPECT, KY 40059-9175
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer
May 01, 2017	Deed of Trust, Mortgage RIVER CITY BANK
Jan 04, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 04, 2017	Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	2023729605
Deed Book / Page	1357 / 197
Last Transfer Date	Mar 19, 2025
Transfer Doc	0D1406/176
Record Updated	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	May 23, 2023
Property Address	1680 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	0D1357/194
Book / Page	D1357 / 194
Map Reference	MB 486 PG 10
Instrument Date	May 22, 2023
Instrument	729602
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6717 HARRODS VIEW CIR, PROSPECT, KY 40059-9475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 VICTORY CT, PROSPECT, KY 40059-9175

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	1680 VICTORY CT, PROSPECT, KY 40059-9175
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2257/761
Date	May 01, 2017
Book Page	M2257/761
Instrument	524353

Lender

Name	RIVER CITY BANK
Type	Bank
Address	LOUISVILLE, KY 40205

Agreement

Amount	Amount Recorded
Term	5 Months
Due	Oct 03, 2017

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Jan 04, 2021
Property Address	1680 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1273/474
Book / Page	D1273 / 474
Instrument Date	Dec 31, 2020
Instrument	613738
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1680 VICTORY CT, 1680, PROSPECT, KY 40059-9175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	613742
Date	Jan 04, 2021
Instrument	613742

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 04, 2017
Property Address	1680 VICTORY CT, PROSPECT, KY 40059-9175
Document Number	D1168/116
Book / Page	D1168 / 116
Map Reference	MB1 PG15
Instrument Date	Jul 31, 2017
Instrument	528216
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6337 FRANKLIN CREST DR, 6337, EL PASO, TX 79912-8152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1680 VICTORY CT, PROSPECT, KY 40059-9175

Mortgage

Document Number	528217
Date	Aug 04, 2017
Instrument	528217

Lender

Name	COMMONWEALTH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+21.51%)	$400,000 (+7.1%) Building $400,000	$400,000 (+7.1%) Building $400,000
2023	$4,091.00 Homeowner's exemption	$373,500 Building $373,500	$373,500 Building $373,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 93 individual NFIP policies nearby
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Victory Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures