1678 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1678 Serrano Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	1,680 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Sep 2024)
Tax Bill	$6,390 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165300 794B18`

Property Details

APN / Parcel Number

Primary APN	`165300 794B18`
Alternative APN	`22150001827`

Interior

Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	378 sqft
Deck Area	586 sqft

Location & Zoning

Street Address	1678 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ANDALUCIA LOT 79
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	79
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1678 SERRANO CIR, NAPLES, FL 34105-4937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 13, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20246588547
Deed Book / Page	6394 / 1770
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 8, 2021
Property Address	1678 SERRANO CIR, NAPLES, FL 34105-4937
Document Number	0059782765
Book / Page	5978 / 2765
Map Reference	MB 43 PG 93-97
Instrument Date	Jun 30, 2021
Instrument	6092146
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1678 SERRANO CIR, 1678, NAPLES, FL 34105-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8651 ADDISON PLACE CIR UNIT 214, 214, NAPLES, FL 34119-7853

Mortgage

Document Number	59782767
Date	Jul 8, 2021
Instrument	5978/2767

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 13, 2017
Property Address	1678 SERRANO CIR, NAPLES, FL 34105-4937
Document Number	0054393888
Book / Page	5439 / 3888
Map Reference	MB43 PG94-97
Instrument Date	Oct 10, 2017
Instrument	5458541
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FLORIDA UNIVERSAL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,339.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5847 PALMER RANCH PKWY, 5847, SARASOTA, FL 34238-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1678 SERRANO CIR # CIT, CIT, NAPLES, FL 34105-4937

Mortgage

Document Number	0005458542
Date	Oct 13, 2017
Instrument	5458542

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,460 (+2.7%)	$748,137 (+9.38%) Land $233,482 Building $514,655
2025	$6,390.00 (-5.74%)	$683,992 (-2.92%) Land $287,496 Building $396,496	$683,992 (-15.42%) Land $287,496 Building $396,496
2023	$6,779.00 (+7.01%) Homeowner's exemption	$704,571 (+13.14%)	$808,665 (+29.85%) Land $317,117 Building $491,548
2022	$6,335.00 Homeowner's exemption	$622,755 Land $168,316 Building $454,439	$622,755 Land $168,316 Building $454,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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