1670 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1670 Serrano Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 2013
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Jul 2016)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`165300 774B18`

Property Details

APN / Parcel Number

Primary APN	`165300 774B18`
Alternative APN	`22150001788`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	360 sqft
Deck Area	772 sqft

Location & Zoning

Street Address	1670 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ANDALUCIA LOT 77
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	77
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2004
Census Tract	10438

Owner

Source: Collier County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1670 SERRANO CIR, NAPLES, FL 34105-4937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage RUTH RUHL PC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	20165287497
Deed Book / Page	5292 / 249
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1670 SERRANO CIR, NAPLES, FL 34105-4937
Transaction Type	Mortgage
Record Updated	Oct 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 SERRANO CIR, NAPLES, FL 34105-4937

Mortgage

Document Number	0062883430
Date	Sep 19, 2023
Book Page	6288/3430
Instrument	6454555

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	RECTORTOWN, VA 20140

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Dec 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1670 SERRANO CIR, NAPLES, FL 34105-4937
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 SERRANO CIR, NAPLES, FL 34105-4937

Mortgage

Document Number	0060563949
Date	Dec 15, 2021
Book Page	6056/3949
Instrument	6175029

Lender

Name	RUTH RUHL PC
Type	Private Party
Address	12700 PARK CENTRAL DR STE 850, DALLAS, TX 75251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,541 (+2.7%)	$680,325 (+7.67%) Land $233,482 Building $446,843
2025	$4,355.00 (+3.32%) Homeowner's exemption	$469,855 (+5.99%)	$631,884 (-15.09%) Land $287,496 Building $344,388
2023	$4,215.00 (-2.48%) Homeowner's exemption	$443,314 (+3%)	$744,174 (+19.47%) Land $317,117 Building $427,057
2022	$4,322.00 Homeowner's exemption	$430,402	$622,871 Land $168,316 Building $454,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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