1685 Serrano Cir, Naples, FL 34105 Property Records

Collier County property record for 1685 Serrano Cir, Naples, FL 34105 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,078 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jul 2026)
Tax Bill	$6,437 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165300 964B18`

Property Details

APN / Parcel Number

Primary APN	`165300 964B18`
Alternative APN	`22150002169`

Interior

Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	127 ft deep x 46 ft wide
Pool Area	198 sqft
Deck Area	210 sqft

Location & Zoning

Street Address	1685 SERRANO CIR
City	NAPLES
State	FL
Zip	34105-4948
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDALUCIA LOT 96
Legal Range	26
Legal Township	49
Legal Section	18
Legal Subdivision	ANDALUCIA
Legal Tract	165300
Legal Block	2
Legal Lot Number	96
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2008
Census Tract	10438

Owner

Source: Collier County records · APN 165300 964B18

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1685 SERRANO CIR, NAPLES, FL 34105-4948
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK
Jan 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20266845482
Deed Book / Page	6605 / 194
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 02, 2026
Property Address	1685 SERRANO CIR, NAPLES, FL 34105-4948
Document Number	0006845482
Book / Page	6605 / 194
Instrument Date	Jun 30, 2026
Instrument	20266845482
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$501,970.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1685 SERRANO CIR, NAPLES, FL 34105-4948

Mortgage

Document Number	0006845483,
Date	Jul 02, 2026
Instrument	20266845483

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 20, 2022
Property Address	1685 SERRANO CIR, NAPLES, FL 34105-4948
Document Number	0060730624
Book / Page	6073 / 624
Map Reference	MB 43 PG 93-97
Instrument Date	Jan 18, 2022
Instrument	6192357
Transaction Type	Transfer
Record Updated	Feb 01, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 CUDDY CT, 210, NAPLES, FL 34103-4062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1685 SERRANO CIR, NAPLES, FL 34105-4948

Mortgage

Document Number	0006073626
Date	Jan 20, 2022
Instrument	6073/626

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 10, 2019
Property Address	1685 SERRANO CIR, NAPLES, FL 34105-4948
Document Number	0056392724
Book / Page	005639 / 002724
Instrument Date	May 24, 2019
Instrument	5724343
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 CUDDY CT NAPLES FL 341034062, NAPLES, FL 34103-4062

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,437.00 (-11.63%)	$649,640 (-9.4%) Land $337,154 Building $312,486	$649,640 (-9.4%) Land $337,154 Building $312,486
2023	$7,284.00 (+26.85%)	$717,026 (+62.64%) Land $329,314 Building $387,712	$717,026 (+11.59%) Land $329,314 Building $387,712
2022	$5,742.00	$440,859	$642,557 Land $230,519 Building $412,038

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104382, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 49 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Orlando Telephone Company, TPC ACC Acquisition, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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