1676 W Commerce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1676 W Commerce Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,732 sqft · built 1995
Lot Size	0.164 acres (7,157 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2017)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	May 2019 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`302-22-206`

Property Details

APN / Parcel Number

Primary APN	`302-22-206`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	1,301 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete Tile
Lot Area	7,157 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1676 W COMMERCE AVE
City	GILBERT
State	AZ
Zip	85233-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	EL DORADO LAKES GOLF COMMUNITY TRACT K MCR 376/35
Legal Range	05E
Legal Township	01S
Legal Section	10
Legal Quarter	NE
Quarter-Quarter Section	SE
Legal Subdivision	EL DORADO LAKES GOLF COMMUNITY TRACT K
Legal Tract	K
Legal Lot Number	323
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422307

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 18, 2017	Re-recorded Document DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage DRIGGS TITLE AGENCY INC
May 16, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	0000355001
Last Transfer Date	Apr 8, 2020
Transfer Doc	0000301611
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009

Mortgage

Document Number	0000324297
Date	May 6, 2019
Instrument	20190324297

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009

Mortgage

Document Number	0000984948
Date	Sep 13, 2021
Instrument	20210984948

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2020
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000301611
Map Reference	MB 376 PG 35
Instrument Date	Mar 21, 2020
Instrument	20200301611
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009

Mortgage

Document Number	0000301612
Date	Apr 8, 2020
Instrument	20200301612

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

May 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	May 18, 2017
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000360987
Map Reference	MB 376 PG 35
Instrument Date	Apr 14, 2017
Instrument	2017-0360987
Record Updated	Sep 22, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Investor	Possibly a Property Investor

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 16, 2017
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000355001
Map Reference	MB 376 PG 35
Instrument Date	Apr 14, 2017
Instrument	2017-0355001
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1676 W COMMERCE AVE, 1676, GILBERT, AZ 85233-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009

Mortgage

Document Number	, 2017-0355002
Date	May 16, 2017
Instrument	2017-0355002

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 16, 2017
Property Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000355001
Map Reference	MB 376 PG 35
Instrument Date	Apr 14, 2017
Instrument	2017-0355001
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1676 W COMMERCE AVE, 1676, GILBERT, AZ 85233-4009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1676 W COMMERCE AVE, GILBERT, AZ 85233-4009
Investor	Possibly a Property Investor

Mortgage

Document Number	0000355002
Date	May 16, 2017
Instrument	2017-0355002

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,210 (+0.51%)	$552,100 (+0.51%) Land $110,400 Building $441,700
2025	$2,603.00 (+3.13%)
2024		$54,930	$549,300 Land $109,800 Building $439,500
2023	$2,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst, WeLink Communications.

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