1662 W Commerce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1662 W Commerce Ave, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,794 sqft · built 1995
Lot Size	0.185 acres (8,063 sqft)
Owner	2 Trust Names on File
Last Sale	$288,000 (Jan 2017)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`302-22-205`

Property Details

APN / Parcel Number

Primary APN	`302-22-205`
Alternative APN	`302222052`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	1,954 sqft
1st Floor Area	1,794 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	8,063 sqft (0.185 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1662 W COMMERCE AVE
City	GILBERT
State	AZ
Zip	85233-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	EL DORADO LAKES GOLF COMMUNITY TRACT K MCR 376-35
Legal Range	5E
Legal Township	1S
Legal Section	10
Legal Subdivision	EL DORADO LAKES GOLF COMMUNITY TRACT K
Legal Tract	K
Legal Lot Number	322
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2003
Census Tract	422307

Owner

1662 W Commerce Ave is owner-occupied and held in a trust since January 2017.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1662 W COMMERCE AVE, GILBERT, AZ 85233-4009
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Jan 12, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2017 · Amount on File
Deed Sale	Jan 12, 2017 · Amount on File
Prior Sale	Mar 21, 2016 · Amount on File
Deed Document Number	201726114
Prior Transfer Date	Jan 16, 1995
Prior Transfer Doc	0000035535
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1662 W COMMERCE AVE, GILBERT, AZ 85233-4009
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 W COMMERCE AVE, GILBERT, AZ 85233-4009

Mortgage

Document Number	0000859463
Date	Aug 9, 2021
Instrument	20210859463

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1662 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000515801
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1662 W COMMERCE AVE GILBERT AZ 852334009, GILBERT, AZ 85233-4009

Mortgage

Document Number	0000515801
Date	Jun 15, 2020
Instrument	515801

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 12, 2017
Property Address	1662 W COMMERCE AVE, GILBERT, AZ 85233-4009
Document Number	0000026114
Map Reference	MAP376 PG35
Instrument Date	Jan 3, 2017
Instrument	2017-0026114
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4230 E AHWATUKEE DR, PHOENIX, AZ 85044-3103

Mortgage

Document Number	0000026115
Date	Jan 12, 2017
Instrument	2017-0026115

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1662 W Commerce Ave was $1,844.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,060 (+73.07%)	$480,600 (+6.05%) Land $96,100 Building $384,500
2025	$1,844.00	$27,769 (-42.16%)	$453,200 (-5.6%) Land $90,600 Building $362,600
2024		$48,010	$480,100 Land $96,000 Building $384,100
2023	$2,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1662 W Commerce Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1662 W Commerce Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FiberFirst, WeLink Communications.

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