1649 W Commerce Ave, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1649 W Commerce Ave, Gilbert, AZ 85233 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 1995
Square Footage2,732 sqft Living Area
Lot Size11,117 sqft (0.255 acres)
OccupancyOwner Occupied
Last Sale$340,000 (2017)
Tax Bill$2,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN302-22-190

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,732 sqft Living Area
1st Floor1,431 sqft 1st Floor
2nd Floor1,301 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Lot Area11,117 sqft (0.255 acres)
Parking Spaces3 Parking Spaces
Patio Area200 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1649 W COMMERCE AVE
CityGILBERT
StateAZ
Zip85233-4008
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEL DORADO LAKES GOLF COMMUNITY TRACT K MCR 376/35
Legal Range05E
Legal Township01S
Legal Section10
Legal QuarterNE
Legal Quarter QuarterSE
Legal SubdivisionEL DORADO LAKES GOLF COMMUNITY TRACT K
Legal TractK
Legal Lot Number307
JurisdictionMARICOPA AZ
Minor Civil DivisionPHOENIX
Census Blockgroup2
Census Block2002
Census Tract422307

Owner

Source: Maricopa County records · APN 302-22-190

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Sep 08, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2017 · Amount on Record
Deed SaleSep 08, 2017 · Amount on Record
Prior SaleApr 19, 1996 · Amount on Record
Deed Doc Number20170665762
Record RefreshedJun 08, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008
Transaction TypeMortgage
Record UpdatedJul 12, 2022
Title CompanyRADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008

Mortgage

Document Number0000545647
DateJul 01, 2022
Instrument20220545647
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 07, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312109
DateApr 13, 2020
Instrument20200312109
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 08, 2017
Property Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008
Document Number0000665762
Map ReferenceMB 376 PG 35
Instrument DateSep 05, 2017
Instrument2017-0665762
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address42548 W SEA EAGLE DR, 42548, MARICOPA, AZ 85138-3962

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1649 W COMMERCE AVE, GILBERT, AZ 85233-4008

Mortgage

Document Number0000665763
DateSep 08, 2017
Instrument2017-0665763
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$55,860 (+0.2%)$558,600 (+0.2%) Land $111,700 Building $446,900
2025$2,589.00 (+3.15%)
2024$55,750$557,500 Land $111,500 Building $446,000
2023$2,510.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AH, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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