1674 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1674 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,724 sqft · built 2002
Lot Size	0.264 acres (11,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,019 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-033-06`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-033-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	2,348 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,476 sqft (0.264 acres)
Garage Type	Attached
Garage Area	506 sqft
Porch	Finished Screened Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1674 WATERS EDGE DR
City	FLEMING ISLAND
State	FL
Zip	32003-8674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6 RIVERGATE AS REC OR 4950 PG 127
Legal Range	26E
Legal Township	04S
Legal Section	31
Legal Subdivision	RIVERGATE
Legal Lot Number	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3011
Census Tract	30704

Owner

1674 Waters Edge Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1674 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025
Deed Sale	Jul 16, 2025
Prior Sale	Nov 3, 2020 · Amount on File
Deed Document Number	202532764
Deed Book / Page	4950 / 127
Prior Transfer Date	Apr 20, 2010
Prior Transfer Doc	0031990968
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 3, 2020
Property Address	1674 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674
Document Number	0043720735
Book / Page	004372 / 000735
Instrument Date	Nov 2, 2020
Instrument	57633
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1674 WATERS EDGE DR FLEMING ISLAND FL 320038674, FLEMING ISLAND, FL 32003-8674

Mortgage

Document Number	43720736
Date	Nov 3, 2020
Book Page	004372/000736
Instrument	57634

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1674 Waters Edge Dr was $5,019, up 4.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,019.00 (+4.74%)	$369,254	$531,698 Land $85,000 Building $446,698
2024	$4,792.00 (-32.69%)
2023	$7,119.00 (+4.92%) Homeowner's exemption	$348,397 (+3%)	$511,490 (+28.36%) Land $85,000 Building $426,490
2022	$6,785.00 Homeowner's exemption	$338,250	$398,487 Land $76,000 Building $322,487

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1674 Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 128 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	128 in force
Nearby Flood Claims	19 (2016–2023)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1674 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20