Clay County property record for 1670 Waters Edge Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,335 sqft · built 2001 |
| Lot Size | 0.671 acres (29,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Jun 2017) |
| Tax Bill | $4,189 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-04-26-021262-034-95 |
| Primary APN | 31-04-26-021262-034-95 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,335 sqft Heated Area |
| Gross Area | 3,177 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,240 sqft (0.671 acres) |
| Garage Area | 500 sqft |
| Pool Area | 392 sqft |
| Porch | Porch |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1670 WATERS EDGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 95 WATERS EDGE AS REC O R3978 PG 1653 & 3985 PG 1661 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | WATER EDGE/EAGLE HARBOR |
| Legal Lot Number | 95 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
1670 Waters Edge Dr is owned and occupied by two individuals who bought it in June 2017.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1670 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 21, 2017 | Warranty Deed ESTATE TITLE, ESTATE TITLE & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Prior Sale | Jul 19, 2001 · Amount on File |
| Deed Document Number | 2017027722 |
| Deed Book / Page | 3978 / 1653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1670 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0042951419 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 4295/1419 |
| Instrument | 2020017600 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 2, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1670 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674 |
| Document Number | 0042331486 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1670 WATERS EDGE DR FLEMING ISLAND FL 320038674, FLEMING ISLAND, FL 32003-8674 |
| Document Number | 0042331486 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 004233/001486 |
| Instrument | 50631 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 21, 2017 |
| Property Address | 1670 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8674 |
| Document Number | 0039851661 |
| Book / Page | 003985 / 001661 |
| Instrument Date | May 24, 2017 |
| Instrument | 31541 |
| Record Updated | Jul 10, 2017 |
| Title Company | ESTATE TITLE, ESTATE TITLE & TRUST |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 267 COMMONWEALTH RD MOUNT PLEASANT SC 294668371, MOUNT PLEASANT, SC 29466-8371 |
The 2025 property tax bill for 1670 Waters Edge Dr was $4,189 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,189.00 Homeowner's exemption | $314,845 | $467,531 Land $75,000 Building $392,531 |
| 2023 | $6,054.00 (+5.47%) Homeowner's exemption | $297,061 (+3%) | $421,565 (+17.58%) Land $75,000 Building $346,565 |
| 2022 | $5,740.00 Homeowner's exemption | $288,409 | $358,520 Land $50,000 Building $308,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1670 Waters Edge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1670 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures