Clay County property record for 1661 Waters Edge Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,277 sqft · built 2002 |
| Lot Size | 0.27 acres (11,799 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,584 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-04-26-021262-034-32 |
| Primary APN | 31-04-26-021262-034-32 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,277 sqft Heated Area |
| Gross Area | 3,174 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,799 sqft (0.27 acres) |
| Garage Area | 627 sqft |
| Porch | Porch |
| Porch Area | 214 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1661 WATERS EDGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 32 WATERS EDGE AS REC O R4146 PG 1482 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 31 |
| Legal Subdivision | WATERS EDGE/EAGLE HARBOR |
| Legal Lot Number | 32 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 |
| Deed Sale | May 3, 2022 |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 2018063101 |
| Deed Book / Page | 4146 / 1482 |
| Prior Transfer Date | Dec 5, 2018 |
| Prior Transfer Doc | 2018063101 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Document Number | 0045971891 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 4597/1891 |
| Instrument | 2022024885 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Document Number | 0045531768 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 4553/1768 |
| Instrument | 2022000042 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 5, 2018 |
| Property Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Document Number | 0041461482 |
| Book / Page | 4146 / 1482 |
| Map Reference | MB36 PG1-8 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2018063101 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1661 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8698 |
| Document Number | 2018063102 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 2018063102 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,584.00 (-34.61%) Homeowner's exemption Widower's exemption | $280,188 (+5.99%) | $443,476 (+11.78%) Land $75,000 Building $368,476 |
| 2023 | $5,481.00 (+4.26%) Homeowner's exemption Widower's exemption | $264,362 (+3%) | $396,741 (+16.54%) Land $75,000 Building $321,741 |
| 2022 | $5,257.00 Homeowner's exemption | $256,663 | $340,433 Land $50,000 Building $290,433 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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