San Joaquin County property record for 1673 Union Ln, Tracy, CA 95377
| Property Type | Zero Lot Line |
|---|---|
| Details | 3 bd · 3 ba · 1,909 sqft · built 2015 |
| Lot Size | 0.06 acres (2,629 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (May 2018) |
| Tax Bill | $7,711 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-620-440-000 |
| Primary APN | 238-620-440-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,909 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 2,629 sqft (0.06 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1673 UNION LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-7803 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Legal Description | 15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820 |
| Legal Tract | 3820 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1673 S UNION RD, MANTECA, CA 95337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 29, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2018 | Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 0000060218 |
| Last Transfer Date | Jan 29, 2020 |
| Transfer Doc | 0000011954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1673 UNION LN, TRACY, CA 95377-7803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000038336 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 2017-038336 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Mar 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jan 29, 2020 |
| Property Address | 1673 UNION LN, TRACY, CA 95377-7803 |
| Document Number | 0000011954 |
| Map Reference | MB 42 PG 15 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2020-011954 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TTL CO OF NORTH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1673 UNION LN, TRACY, CA 95377-7803 |
| Document Number | 0000011955 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020-011955 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 31, 2018 |
| Property Address | 1673 UNION LN, TRACY, CA 95377-7803 |
| Document Number | 0000060218 |
| Instrument Date | May 25, 2018 |
| Instrument | 60218 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1673 UNION LN TRACY CA 953777803, TRACY, CA 95377-7803 |
| Document Number | 60219 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 60219 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,711.00 (+9.25%) | $534,775 (+4.04%) Land $170,671 Building $364,104 |
| 2023 | $7,058.00 (-1.77%) | $514,011 Land $164,045 Building $349,966 |
| 2022 | $7,185.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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