San Joaquin County property record for 1659 Union Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,074 sqft · built 2015 |
| Lot Size | 0.048 acres (2,069 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $413,500 (Feb 2016) |
| Tax Bill | $6,516 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-620-410-000 |
| Primary APN | 238-620-410-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 2,069 sqft (0.048 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-620-41 |
|---|---|
| Street Address | 1659 UNION LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15-FM PT 238-080-08 PER TRINITY LANE TRACT NO 3820 |
| Legal Subdivision | TRACT NO 3820 |
| Legal Tract | 3820 |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1659 UNION LN, TRACY, CA 95377-7803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Commercial Mortgage EQUITY WAVE LENDING |
| Dec 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2016 · Amount on Record |
| Deed Sale | Feb 12, 2016 · Amount on Record |
| Deed Document Number | 201617393 |
| Prior Transfer Date | Jan 27, 2016 |
| Prior Transfer Doc | 0000017394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1659 UNION LN, TRACY, CA 95377-7803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1659 UNION LN, TRACY, CA 95377-7803 |
| Document Number | 0000142997 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022-142997 |
| Name | EQUITY WAVE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 37 Months |
| Due | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 1659 UNION LN, TRACY, CA 95377-7803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1659 UNION LN, TRACY, CA 95377-7803 |
| Document Number | 0000203968 |
|---|---|
| Date | Dec 8, 2021 |
| Instrument | 2021-203968 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | Apr 1, 2046 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,516.00 (-9.32%) | ||
| 2025 | $7,186.00 (+9.18%) | $489,067 (+4.04%) Land $106,539 Building $382,528 | |
| 2023 | $6,582.00 (-2.02%) | $470,077 Land $102,402 Building $367,675 | $591,390 |
| 2022 | $6,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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