1673 6429 Cir, Montrose, CO 81403 Property Records

Montrose County property record for 1673 6429 Cir, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,675 sqft · built 2007
Lot Size	0.23 acres (10,012 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2019)
Tax Bill	$2,152 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2012 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-15-008`

Property Details

APN / Parcel Number

Primary APN	`3993-052-15-008`
Alternative APN	`R0019622`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,675 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,012 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0019622
Street Address	1673 6429 CIR
City	MONTROSE
State	CO
Zip	81403-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE MEADOWS LOT: 8 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE MEADOWS
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

1673 6429 Cir is owned and occupied by two individuals who acquired it in December 2025.

Source: Montrose County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 10, 2012	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jul 10, 2012	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Mar 4, 2014	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Feb 11, 2010	Deed of Trust, Mortgage PHH MORTGAGE CORP
Dec 29, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage V I P MORTGAGE INC
Aug 30, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Aug 30, 2019	Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 25, 2011	Special Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 12, 2010	Foreclosure
May 2, 2007	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Mar 25, 2011 · Amount on File
Deed Document Number	2019912670
Last Transfer Date	Dec 22, 2025
Transfer Doc	0000987324
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000928739
Date	Nov 30, 2020
Instrument	928739

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000836784
Date	Jul 10, 2012
Instrument	836784

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 19, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000836791
Date	Jul 10, 2012
Instrument	836791

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jun 20, 2022

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000854064
Date	Mar 4, 2014
Instrument	854064

Lender

Name	US BANK NA ND
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Feb 1, 2029

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000811248
Date	Feb 11, 2010
Instrument	811248

Lender

Name	PHH MORTGAGE CORP

Agreement

Amount	Amount on Record

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Dec 29, 2025
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000987324
Instrument Date	Dec 22, 2025
Instrument	987324
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000987325
Date	Dec 29, 2025
Instrument	987325

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 30, 2019
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	912670
Instrument Date	Aug 30, 2019
Instrument	912670
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1673 6429 CIR, 1673, MONTROSE, CO 81403-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	912671
Date	Aug 30, 2019
Instrument	912671

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 30, 2019
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000912670
Instrument Date	Aug 30, 2019
Instrument	912670
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000912671
Date	Aug 30, 2019
Instrument	912671

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 25, 2011
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000823371
Instrument Date	Mar 22, 2011
Instrument	823371
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 WASHINGTON ST, CANON CITY, CO 81212-5225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000823372
Date	Mar 25, 2011
Instrument	823372

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2041

July 2010: Foreclosure

Document Type	Foreclosure
Jurisdiction	MONTROSE CO
Recording Date	Jul 12, 2010
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000815394
Instrument Date	Jul 12, 2010
Instrument	815394
Transaction Type	Foreclosure
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043
Investor	Possibly a Property Investor

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 2, 2007
Property Address	1673 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000772294
Instrument Date	Apr 30, 2007
Instrument	772294
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transaction

Amount	Amount on Record
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1673 6429 CIR, MONTROSE, CO 81403-7149

Tax Assessment & Valuation

The 2025 property tax bill for 1673 6429 Cir was $2,152, up 4.8% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,152.00 (+4.77%)	$32,180 (+15.55%)	$456,380 Land $98,000 Building $358,380
2024	$2,054.00 (+4.53%)	$27,850 (-14.86%) Land $4,970 Building $22,880
2023	$1,965.00	$32,710 Land $5,840 Building $26,870	$415,670 Land $74,180 Building $341,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1673 6429 Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1673 6429 Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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