1665 6429 Cir, Montrose, CO 81403 Property Records

Montrose County property record for 1665 6429 Cir, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 2006
Lot Size	0.246 acres (10,726 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2014)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	Jan 2011 Mortgage Mar 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`3993-052-15-007`

Property Details

APN / Parcel Number

Primary APN	`3993-052-15-007`
Alternative APN	`R0019621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,541 sqft Heated Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,726 sqft (0.246 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0019621
Street Address	1665 6429 CIR
City	MONTROSE
State	CO
Zip	81403-7149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: RIVER STONE MEADOWS LOT: 7 S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	RIVER STONE MEADOWS
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966601

Owner

1665 6429 Cir is owned and occupied by an individual who bought it in July 2014.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2011	Deed of Trust, Mortgage PHH ALTERNATIVE MORTGAGE TRUST
Mar 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING
Feb 1, 2007	Deed of Trust, Mortgage · Balloon Mortgage COLDWELL BANKER MORTGAGE
Jul 29, 2014	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 28, 2013	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Oct 28, 2011	Special Warranty Deed, Transfer · Conventional Mortgage REPUBLIC MORTGAGE HOME LOANS LLC
Aug 10, 2011	Deed, Transfer
Feb 1, 2007	Warranty Deed, Subdivision Related Transfer · ARM COLDWELL BANKER MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2014 · Amount on File
Deed Sale	Jul 29, 2014 · Amount on File
Prior Sale	Feb 28, 2013 · Amount on File
Deed Document Number	2014857697
Record Updated	Jun 8, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000821180
Date	Jan 7, 2011
Instrument	821180

Lender

Name	PHH ALTERNATIVE MORTGAGE TRUST
Type	Private Party

Agreement

Amount	Amount on Record

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000979222
Date	Mar 10, 2025
Instrument	979222

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000767219
Date	Feb 1, 2007
Instrument	767219

Lender

Name	COLDWELL BANKER MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2022

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 29, 2014
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000857697
Map Reference	DOC748987
Instrument Date	Jul 28, 2014
Instrument	857697
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1665 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000857698
Date	Jul 29, 2014
Instrument	857698

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2044

February 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 28, 2013
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000843971
Instrument Date	Feb 27, 2013
Instrument	843971
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Tax	$17.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1665 6429 CIR, MONTROSE, CO 81403-7149

October 2011: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Oct 28, 2011
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000829276
Instrument Date	Oct 21, 2011
Instrument	829276
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1665 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000829277
Date	Oct 28, 2011
Instrument	829277

Lender

Name	REPUBLIC MORTGAGE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2026

August 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTROSE CO
Recording Date	Aug 10, 2011
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000827027
Instrument Date	Aug 10, 2011
Instrument	827027
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 BISHOPS GATE BLVD, MOUNT LAUREL, NJ 08054-4604
Investor	Possibly a Property Investor

February 2007: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 1, 2007
Property Address	1665 6429 CIR, MONTROSE, CO 81403-7149
Document Number	0000767217
Instrument Date	Jan 31, 2007
Instrument	767217
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1665 6429 CIR, MONTROSE, CO 81403-7149

Mortgage

Document Number	0000767218
Date	Feb 1, 2007
Instrument	767218

Lender

Name	COLDWELL BANKER MORTGAGE
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.67%
Type Change Date	Feb 1, 2012
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.6%
Index	1-Year LIBOR
Max Rate	11.6%

Tax Assessment & Valuation

The 2025 property tax bill for 1665 6429 Cir was $2,025, up 6% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (+5.97%)	$30,290 (+16.86%)	$429,680 Land $98,000 Building $331,680
2024	$1,911.00 (+4.48%)	$25,920 (-15.6%) Land $4,930 Building $20,990
2023	$1,829.00	$30,710 Land $5,840 Building $24,870	$386,880 Land $73,540 Building $313,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1665 6429 Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1665 6429 Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPETA WD serves 3,802 people · EPA ID CO0143176
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Clearnetworx.

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