Rockingham County property record for 16715 E Prospect Ave, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,178 sqft · built 2023 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2025) |
| Tax Bill | $2,107 (2026) |
| Deeds & Mortgages | Apr 2025 Mortgage Jul 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131B4-(4)-B B L16 |
| Primary APN | 131B4-(4)-B B L16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 2,652 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,718 sqft (0.269 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R52208 |
|---|---|
| Street Address | 16715 E PROSPECT AVE |
| City | ELKTON |
| State | VA |
| Zip | 22827-1674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAM ADD L 16 B B |
| Legal Subdivision | LAM ADD |
| Legal Lot Number | 16 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10200 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 8, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 14, 2025 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Nov 30, 2023 | Bargain and Sale Deed, Transfer · VA Mortgage ROSS MORTGAGE CORP |
| Jan 26, 2023 | Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Nov 12, 2021 | Correction Deed |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2023 · Amount on Record |
| Deed Document Number | 202515083 |
| Deed Book / Page | 5940 / 176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Document Number | 005905/266 |
|---|---|
| Date | Apr 8, 2025 |
| Book Page | 5905/266 |
| Instrument | 2025-07423 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 14, 2025 |
| Property Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Document Number | 005940/176 |
| Book / Page | 5940 / 176 |
| Map Reference | MB 5285 PG 316 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 2025-15083 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Document Number | 0202515084 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 2025-15084 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Nov 30, 2023 |
| Property Address | ELKTON, VA 22827 |
| Document Number | 005756/136 |
| Book / Page | 5756 / 136 |
| Map Reference | MB 5285 PG 316 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023-25157 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16715 E PROSPECT AVE, ELKTON, VA 22827-1674 |
| Document Number | 0202325160 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 2023-25160 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jan 26, 2023 |
| Property Address | ELKTON, VA 22827 |
| Document Number | 0005663/81 |
| Book / Page | 5663 / 81 |
| Map Reference | MB 5285 PG 316 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023-01784 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 591, GROTTOES, VA 24441-0591 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Nov 12, 2021 |
| Property Address | ELKTON, VA 22827 |
| Document Number | 005503/521 |
| Book / Page | 5503 / 521 |
| Map Reference | MB 5285 PG 316 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021-31796 |
| Record Updated | Dec 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,107.00 (+13.52%) | $319,300 (+16.96%) Land $35,000 Building $284,300 | $319,300 (+5,812.96%) Land $35,000 Building $284,300 |
| 2025 | $1,856.00 (+5,055.56%) | $273,000 (+4,955.56%) Land $25,000 Building $248,000 | |
| 2023 | $36.00 | $5,400 Land $5,000 Building $400 | $5,400 (-98.02%) Land $5,000 Building $400 |
| 2022 | $273,000 Land $25,000 Building $248,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1985–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 2,595 people · EPA ID VA2165270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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