16677 E Prospect Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16677 E Prospect Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 2020
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$189,900 (Feb 2020)
Tax Bill$1,500 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN131B4-(4)-B A L29

Property Details

APN / Parcel Number

Primary APN131B4-(4)-B A L29
Alternative APNs
  • R23389
  • 23389

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area3,328 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
DrivewayGravel Driveway

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR23389
Street Address16677 E PROSPECT AVE
CityELKTON
StateVA
Zip22827-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAM ADD L 29 B A
Legal SubdivisionLAM ADD
Legal Lot Number29
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2000
Census Tract10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Deed of Trust, Mortgage · Line of Credit
PARK VIEW FCU
Feb 27, 2020Deed, Transfer · FHA Mortgage
VBS MORTGAGE LLC
Feb 19, 2020Gift Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Oct 26, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleOct 26, 2018 · Amount on Record
Deed Document Number20205001
Deed Book / Page5216 / 453
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654
Transaction TypeMortgage
Record UpdatedSep 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005729/85
DateAug 29, 2023
Book Page5729/85
Instrument2023-17907
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateFeb 27, 2020
Property Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654
Document Number5216/453
Book / Page5216 / 453
Map ReferenceMB 165 PG 283
Instrument DateFeb 27, 2020
Instrument2020-05001
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654

Mortgage

Document Number202005002
DateFeb 27, 2020
Instrument2020-05002
Lender
NameVBS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

February 2020: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionROCKINGHAM VA
Recording DateFeb 19, 2020
Property Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654
Document Number5213/595
Book / Page5213 / 595
Map ReferenceMB 165 PG 283
Instrument DateFeb 10, 2020
Instrument2020-04262
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3117 RIVER RD, ELKTON, VA 22827-2404

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateOct 26, 2018
Property Address16677 E PROSPECT AVE, ELKTON, VA 22827-1654
Document Number5056/170
Book / Page5056 / 170
Map ReferenceDD 165 PG 283
Instrument DateOct 25, 2018
Instrument2018-28081
Transaction TypeTransfer
Record UpdatedJun 8, 2021

Transaction

AmountAmount Recorded
Tax$38.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3117 RIVER RD, ELKTON, VA 22827-2404

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,500.00$227,400 Land $35,000 Building $192,400$227,400 Land $35,000 Building $192,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1985–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimApr 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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