16679 E Prospect Ave, Elkton, VA 22827 Property Records

Rockingham County property record for 16679 E Prospect Ave, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,400 sqft · built 2010
Lot Size0.447 acres (19,471 sqft)
OwnerIndividual Name on Record
Last Sale$224,900 (Jun 2018)
Tax Bill$1,625 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN131B4-(4)-B A L28

Property Details

APN / Parcel Number

Primary APN131B4-(4)-B A L28
Alternative APNs
  • R8262
  • 8262

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area3,592 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,471 sqft (0.447 acres)
Garage Area936 sqft
DrivewayPaver Driveway
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR8262
Street Address16679 E PROSPECT AVE
CityELKTON
StateVA
Zip22827-1654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLAM ADD L 28 B A
Legal SubdivisionLAM ADD
Legal Lot Number28
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2000
Census Tract10200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16679 E PROSPECT AVE, ELKTON, VA 22827-1654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · FHA Mortgage
SUMMIT MORTGAGE CORP
Jun 22, 2018Deed, Transfer · FHA Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2018 · Amount on Record
Deed SaleJun 22, 2018 · Amount on Record
Prior SaleApr 16, 2010
Deed Document Number201816262
Deed Book / Page5013 / 288
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address16679 E PROSPECT AVE, ELKTON, VA 22827-1654
Transaction TypeMortgage
Record UpdatedJul 6, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5259/639
DateJun 22, 2020
Book Page5259/639
Instrument2020-14003
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
AddressMINNEAPOLIS, MN 55441
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2045

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateJun 22, 2018
Property Address16679 E PROSPECT AVE, ELKTON, VA 22827-1654
Document Number5013/288
Book / Page5013 / 288
Map ReferenceMB3702 PG502
Instrument DateJun 13, 2018
Instrument2018-00016262
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16679 E PROSPECT AVE, ELKTON, VA 22827-1654

Mortgage

Document Number201800016263
DateJun 22, 2018
Instrument2018-00016263
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityElkton Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,625.00$246,340 Land $45,000 Building $201,340$246,340 Land $45,000 Building $201,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims14 (1985–2011)
Claims Outside the SFHA2 of 14
Most Recent ClaimApr 2011 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 5 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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