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16714 Toccoa Row, Winter Garden, FL 34787 Property Records

Orange County property record for 16714 Toccoa Row, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,168 sqft · built 2020
Lot Size0.17 acres (7,396 sqft)
Owner2 Individual Names on Record
Last Sale$481,800 (Aug 2020)
Tax Bill$8,640 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-23-27-7801-00-340

Property Details

APN / Parcel Number

Primary APN05-23-27-7801-00-340
Alternative APNs
  • 272305780100340
  • 134729
  • 135584
  • 137100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,168 sqft Living Area
Gross Area3,334 sqft
1st Floor Area2,168 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,396 sqft (0.17 acres)
Garage TypeAttached
Garage Area606 sqft
PorchSlab
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address16714 TOCCOA ROW
CityWINTER GARDEN
StateFL
Zip34787-4167
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUVPUD
Legal DescriptionSANCTUARY AT TWIN WATERS 99/66 LOT 34
Legal Range27E
Legal Township23S
Legal Section05
Legal SubdivisionSANCTUARY AT TWIN WATERS
Legal Lot Number34
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1000
Census Tract17113

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16714 TOCCOA ROW, WINTER GARDEN, FL 34787-4167
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on Record
Deed SaleAug 3, 2020 · Amount on Record
Deed Document Number2020408382
Record UpdatedJun 8, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateAug 3, 2020
Property Address16714 TOCCOA ROW, WINTER GARDEN, FL 34787-4167
Document Number0000408382
Instrument DateJul 31, 2020
Instrument408382
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16714 TOCCOA ROW WINTER GARDEN FL 347874167, WINTER GARDEN, FL 34787-4167

Mortgage

Document Number408383
DateAug 3, 2020
Instrument408383
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 2, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$615,509 (+2.7%)$630,050 (-1.18%) Land $110,000 Building $520,050
2025$8,640.00 (-0.17%) Homeowner's exemption$599,327 (+5.99%)$637,580 (+12.75%) Land $110,000 Building $527,580
2024$8,655.00 (+3.52%)
2023$8,361.00 (+13.63%) Homeowner's exemption$565,472 (+17.26%) Land $110,000 Building $455,472$565,472 (+17.26%) Land $110,000 Building $455,472
2022$7,358.00$482,244 Land $100,000 Building $382,244$482,244 Land $100,000 Building $382,244

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Also Mapped HereOCUD/SOUTHERN WATER SYS (5 WPS)
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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