Orange County property record for 16702 Toccoa Row, Winter Garden, FL 34787 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,474 sqft Living Area |
| Lot Size | 7,539 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $494,510 (2020) |
| Tax Bill | $7,918.00 (2025) |
| Primary APN | 05-23-27-7801-00-320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,474 sqft Living Area |
| Gross Area | 4,883 sqft Gross Area |
| 1st Floor | 1,734 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,539 sqft (0.173 acres) |
| Garage Type | Attached Garage |
| Garage Area | 631 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 325 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 16702 TOCCOA ROW |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-4167 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY AT TWIN WATERS 99/66 LOT 32 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 05 |
| Legal Subdivision | SANCTUARY AT TWIN WATERS |
| Legal Lot Number | 32 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 17113 |
Source: Orange County records · APN 05-23-27-7801-00-320
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16702 TOCCOA ROW, WINTER GARDEN, FL 34787-4167 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage MIDFLORIDA CU |
| Jul 10, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Deed Doc Number | 2020373458 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 16702 TOCCOA ROW, WINTER GARDEN, FL 34787-4167 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000345860 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 20210345860 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 15, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 10, 2020 |
| Property Address | 16702 TOCCOA ROW, WINTER GARDEN, FL 34787-4167 |
| Document Number | 0000373458 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 373458 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 30, 2020 |
| Title Company | M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 16702 TOCCOA ROW WINTER GARDEN FL 347874167, WINTER GARDEN, FL 34787-4167 |
| Document Number | 373459 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 373459 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,714 (+2.7%) | $766,300 (-1.34%) Land $110,000 Building $656,300 | |
| 2025 | $7,918.00 (+6.31%) Homeowner's exemption | $526,499 (+7%) | $776,740 (+14.39%) Land $110,000 Building $666,740 |
| 2024 | $7,448.00 (+3.55%) | ||
| 2023 | $7,193.00 (+9.97%) Homeowner's exemption | $492,041 (+9.45%) | $679,054 (+22.31%) Land $110,000 Building $569,054 |
| 2022 | $6,541.00 Homeowner's exemption | $449,554 | $555,212 Land $100,000 Building $455,212 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,778 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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